Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$476,754+2.2% YoY · prices are rising
Market right nowSeller's marketFewer homes for sale than last year, 18% have cut their price
Income needed to buy, per year$103,350About 1.3× the local median income ($80,852): a stretch for a typical household
Days on market65 daysAbout the same pace as a year ago
Next 12 months+2.9%Zillow expects prices to rise slightly
The typical home in Idaho is worth $476,754, up 2.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $407,595, so the area is 17.0% overvalued. It is a seller's market: homes take about 65 days to sell, listings are down 3% from a year ago, 18% of listings have had a price cut. Zillow expects prices to rise about 2.9% over the next year. A household needs about $103,350 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $80,852. In the latest IRS figures, 12,584 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$476,754
Change in 1 year
+2.2%
Overvalued %
+17.0%
Show 7 more
Fair home value
$407,595
Change in 5 years
+5.7%
Zillow forecast, next 12 months
+2.9%
Home value to income
5.9×
Monthly mortgage payment (20% down)
$2,584
Income needed to afford it
$103,350
Property tax rate
0.49%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,370
Market activity
Listings vs a year ago
−3.2%
Days on market
65
Listings with a price cut
18.4%
Show 3 more
Homes for sale
8,624
Pending sales per 100 listings
42
Asking price per sq ft
$290
People and jobs
Median household income
$80,852
Population change (1 year)
+1.4%
Unemployment rate
3.7%
Show 4 more
Population
2,029,733
Income adjusted for cost of living
$84,662
Net moves in (IRS)
+12,584
Cost of living (US = 100)
95.5
Schools, risk and environment
FEMA hazard risk score (0 to 100)
66.0
Unhealthy air days a year
1
Flood risk score
69.7
Show 3 more
Wildfire risk score
90.4
Walkability (1 to 20)
8.3
Road, rail and air noise
53 dB
Questions people ask
Is Idaho overvalued?
Home prices in Idaho are well above what local incomes have historically supported: fair value is about $407,595, so the area is 17.0% overvalued.
Is Idaho a buyer's or seller's market?
Idaho is a seller's market: homes take about 65 days to sell, listings are down 3% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Idaho?
Home values in Idaho are up 2.2% over the last year. Zillow's forecast for the next 12 months is +2.9%.
How much do you need to earn to buy a home in Idaho?
A household needs about $103,350 a year to afford the typical home in Idaho at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $80,852.