Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$479,858+2.9% YoY · prices are rising
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 9% have cut their price
Income needed to buy, per year$104,023About 1.3× the local median income ($80,449): a stretch for a typical household
Days on market106 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.3%Zillow expects prices to rise slightly
The typical home in Boise County, ID is worth $479,858, up 2.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $372,478, so the area is 28.8% overvalued. It is a balanced market, leaning toward sellers: homes take about 106 days to sell, listings are down 27% from a year ago, 9% of listings have had a price cut. Zillow expects prices to rise about 3.3% over the next year. A household needs about $104,023 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $80,449. In the latest IRS figures, 3 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$479,858
Change in 1 year
+2.9%
Overvalued %
+28.8%
Show 7 more
Fair home value
$372,478
Change in 5 years
+9.7%
Zillow forecast, next 12 months
+3.3%
Home value to income
6.0×
Monthly mortgage payment (20% down)
$2,601
Income needed to afford it
$104,023
Property tax rate
0.34%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,540
Market activity
Listings vs a year ago
−27.0%
Days on market
106
Listings with a price cut
9.0%
Show 3 more
Homes for sale
103
Pending sales per 100 listings
36
Asking price per sq ft
$325
People and jobs
Median household income
$80,449
Population change (1 year)
+0.5%
Unemployment rate
3.4%
Show 4 more
Population
8,545
Income adjusted for cost of living
$81,757
Net moves in (IRS)
−3
Cost of living (US = 100)
98.4
Schools, risk and environment
School rating (1 to 10)
4.3
FEMA hazard risk score (0 to 100)
48.9
Unhealthy air days a year
1
Show 4 more
Flood risk score
42.9
Wildfire risk score
97.2
Walkability (1 to 20)
5.3
Road, rail and air noise
54 dB
Questions people ask
Is Boise County, ID overvalued?
Home prices in Boise County, ID are well above what local incomes have historically supported: fair value is about $372,478, so the area is 28.8% overvalued.
Is Boise County, ID a buyer's or seller's market?
Boise County, ID is a balanced market, leaning toward sellers: homes take about 106 days to sell, listings are down 27% from a year ago, 9% of listings have had a price cut.
Are home prices going down in Boise County, ID?
Home values in Boise County, ID are up 2.9% over the last year. Zillow's forecast for the next 12 months is +3.3%.
How much do you need to earn to buy a home in Boise County, ID?
A household needs about $104,023 a year to afford the typical home in Boise County, ID at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $80,449.