Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$464,905+3.4% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$100,782About 1.4× the local median income ($69,780): a stretch for a typical household
Days on market95 daysFaster than a year ago: sellers have the edge
The typical home in Boundary County, ID is worth $464,905, up 3.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $408,746, so the area is 13.7% overvalued. It is a balanced market, leaning toward buyers: homes take about 95 days to sell, listings are up 18% from a year ago, 19% of listings have had a price cut. A household needs about $100,782 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,780. In the latest IRS figures, 124 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$464,905
Change in 1 year
+3.4%
Overvalued %
+13.7%
Show 6 more
Fair home value
$408,746
Change in 5 years
+7.1%
Home value to income
6.7×
Monthly mortgage payment (20% down)
$2,520
Income needed to afford it
$100,782
Property tax rate
0.39%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,026
Market activity
Listings vs a year ago
+17.9%
Days on market
95
Listings with a price cut
18.9%
Show 3 more
Homes for sale
92
Pending sales per 100 listings
33
Asking price per sq ft
$324
People and jobs
Median household income
$69,780
Population change (1 year)
+1.0%
Unemployment rate
2.6%
Show 4 more
Population
13,997
Income adjusted for cost of living
$75,930
Net moves in (IRS)
+124
Cost of living (US = 100)
91.9
Schools, risk and environment
School rating (1 to 10)
6.3
FEMA hazard risk score (0 to 100)
26.1
Unhealthy air days a year
0
Show 4 more
Flood risk score
45.8
Wildfire risk score
80.7
Walkability (1 to 20)
5.5
Road, rail and air noise
51 dB
Questions people ask
Is Boundary County, ID overvalued?
Home prices in Boundary County, ID are well above what local incomes have historically supported: fair value is about $408,746, so the area is 13.7% overvalued.
Is Boundary County, ID a buyer's or seller's market?
Boundary County, ID is a balanced market, leaning toward buyers: homes take about 95 days to sell, listings are up 18% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Boundary County, ID?
Home values in Boundary County, ID are up 3.4% over the last year.
How much do you need to earn to buy a home in Boundary County, ID?
A household needs about $100,782 a year to afford the typical home in Boundary County, ID at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,780.