Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$435,938+2.7% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$94,502About 1.2× the local median income ($79,314): a stretch for a typical household
Days on market89 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.3%Zillow expects prices to rise slightly
The typical home in Franklin County, ID is worth $435,938, up 2.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $408,824, so the area is 6.6% overvalued. It is a buyer's market: homes take about 89 days to sell, listings are up 29% from a year ago, 19% of listings have had a price cut. Zillow expects prices to rise about 3.3% over the next year. A household needs about $94,502 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,314. In the latest IRS figures, 47 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$435,938
Change in 1 year
+2.7%
Overvalued %
+6.6%
Show 7 more
Fair home value
$408,824
Change in 5 years
+10.1%
Zillow forecast, next 12 months
+3.3%
Home value to income
5.5×
Monthly mortgage payment (20% down)
$2,363
Income needed to afford it
$94,502
Property tax rate
0.40%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,265
Market activity
Listings vs a year ago
+28.8%
Days on market
89
Listings with a price cut
18.9%
Show 3 more
Homes for sale
76
Pending sales per 100 listings
17
Asking price per sq ft
$210
People and jobs
Median household income
$79,314
Population change (1 year)
+1.4%
Unemployment rate
2.4%
Show 4 more
Population
15,889
Income adjusted for cost of living
$82,705
Net moves in (IRS)
+47
Cost of living (US = 100)
95.9
Schools, risk and environment
School rating (1 to 10)
6.3
FEMA hazard risk score (0 to 100)
7.6
Unhealthy air days a year
0
Show 4 more
Flood risk score
17.4
Wildfire risk score
78.8
Walkability (1 to 20)
5.8
Road, rail and air noise
54 dB
Questions people ask
Is Franklin County, ID overvalued?
Home prices in Franklin County, ID are slightly above what local incomes have historically supported: fair value is about $408,824, so the area is 6.6% overvalued.
Is Franklin County, ID a buyer's or seller's market?
Franklin County, ID is a buyer's market: homes take about 89 days to sell, listings are up 29% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Franklin County, ID?
Home values in Franklin County, ID are up 2.7% over the last year. Zillow's forecast for the next 12 months is +3.3%.
How much do you need to earn to buy a home in Franklin County, ID?
A household needs about $94,502 a year to afford the typical home in Franklin County, ID at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,314.