Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$469,151+2.9% YoY · prices are rising
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 22% have cut their price
Income needed to buy, per year$101,702About 1.2× the local median income ($88,124): a stretch for a typical household
Days on market64 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+0.4%Zillow expects prices to stay about flat
The typical home in Jefferson County, ID is worth $469,151, up 2.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $385,861, so the area is 21.6% overvalued. It is a balanced market, leaning toward sellers: homes take about 64 days to sell, listings are down 18% from a year ago, 22% of listings have had a price cut. Zillow expects prices to rise about 0.4% over the next year. A household needs about $101,702 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $88,124. Typical rent is $1,381 a month, or $1,786 for a house. In the latest IRS figures, 476 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$469,151
Change in 1 year
+2.9%
Overvalued %
+21.6%
Show 7 more
Fair home value
$385,861
Change in 5 years
+15.5%
Zillow forecast, next 12 months
+0.4%
Home value to income
5.3×
Monthly mortgage payment (20% down)
$2,543
Income needed to afford it
$101,702
Property tax rate
0.45%
Rent and investing
Typical rent
$1,381
Typical rent for houses
$1,786
Price-to-rent ratio
28.3×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,274
Gross rental yield
3.53%
Cap rate (estimate)
2.30%
Market activity
Listings vs a year ago
−17.9%
Days on market
64
Listings with a price cut
22.2%
Show 3 more
Homes for sale
101
Pending sales per 100 listings
48
Asking price per sq ft
$192
People and jobs
Median household income
$88,124
Population change (1 year)
+1.3%
Unemployment rate
2.7%
Show 4 more
Population
35,297
Income adjusted for cost of living
$93,352
Net moves in (IRS)
+476
Cost of living (US = 100)
94.4
Schools, risk and environment
School rating (1 to 10)
6.8
FEMA hazard risk score (0 to 100)
40.1
Flood risk score
37.1
Show 3 more
Wildfire risk score
62.5
Walkability (1 to 20)
4.8
Road, rail and air noise
55 dB
Questions people ask
Is Jefferson County, ID overvalued?
Home prices in Jefferson County, ID are well above what local incomes have historically supported: fair value is about $385,861, so the area is 21.6% overvalued.
Is Jefferson County, ID a buyer's or seller's market?
Jefferson County, ID is a balanced market, leaning toward sellers: homes take about 64 days to sell, listings are down 18% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Jefferson County, ID?
Home values in Jefferson County, ID are up 2.9% over the last year. Zillow's forecast for the next 12 months is +0.4%.
How much do you need to earn to buy a home in Jefferson County, ID?
A household needs about $101,702 a year to afford the typical home in Jefferson County, ID at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $88,124.