Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$475,190+1.3% YoY · prices are rising
Market right nowSeller's marketFewer homes for sale than last year, 12% have cut their price
Income needed to buy, per year$103,011About 1.6× the local median income ($64,961): hard to afford
Days on market73 daysSlower than a year ago: buyers have time to negotiate
The typical home in Latah County, ID is worth $475,190, up 1.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $413,114, so the area is 15.0% overvalued. It is a seller's market: homes take about 73 days to sell, listings are down 3% from a year ago, 12% of listings have had a price cut. A household needs about $103,011 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,961. Typical rent is $1,287 a month. In the latest IRS figures, 160 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$475,190
Change in 1 year
+1.3%
Overvalued %
+15.0%
Show 6 more
Fair home value
$413,114
Change in 5 years
+17.8%
Home value to income
7.3×
Monthly mortgage payment (20% down)
$2,575
Income needed to afford it
$103,011
Property tax rate
0.64%
Rent and investing
Typical rent
$1,287
Price-to-rent ratio
30.8×
HUD Fair Market Rent, 2 bedrooms
$1,043
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Gross rental yield
3.25%
Cap rate (estimate)
2.11%
Market activity
Listings vs a year ago
−3.4%
Days on market
73
Listings with a price cut
11.5%
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Homes for sale
84
Pending sales per 100 listings
44
Asking price per sq ft
$270
People and jobs
Median household income
$64,961
Population change (1 year)
+0.2%
Unemployment rate
6.8%
Show 4 more
Population
41,842
Income adjusted for cost of living
$70,687
Net moves in (IRS)
−160
Cost of living (US = 100)
91.9
Schools, risk and environment
School rating (1 to 10)
7.9
FEMA hazard risk score (0 to 100)
33.3
Unhealthy air days a year
1
Show 4 more
Flood risk score
50.4
Wildfire risk score
92.1
Walkability (1 to 20)
6.4
Road, rail and air noise
53 dB
Questions people ask
Is Latah County, ID overvalued?
Home prices in Latah County, ID are well above what local incomes have historically supported: fair value is about $413,114, so the area is 15.0% overvalued.
Is Latah County, ID a buyer's or seller's market?
Latah County, ID is a seller's market: homes take about 73 days to sell, listings are down 3% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Latah County, ID?
Home values in Latah County, ID are up 1.3% over the last year.
How much do you need to earn to buy a home in Latah County, ID?
A household needs about $103,011 a year to afford the typical home in Latah County, ID at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,961.