Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$433,227+3.4% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 44% have cut their price
Income needed to buy, per year$93,915About 1.5× the local median income ($61,854): hard to afford
Days on market58 daysFaster than a year ago: sellers have the edge
Next 12 months+3.3%Zillow expects prices to rise slightly
The typical home in Owyhee County, ID is worth $433,227, up 3.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $362,290, so the area is 19.6% overvalued. It is a balanced market, leaning toward buyers: homes take about 58 days to sell, listings are up 3% from a year ago, 44% of listings have had a price cut. Zillow expects prices to rise about 3.3% over the next year. A household needs about $93,915 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,854. In the latest IRS figures, 20 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$433,227
Change in 1 year
+3.4%
Overvalued %
+19.6%
Show 7 more
Fair home value
$362,290
Change in 5 years
+7.8%
Zillow forecast, next 12 months
+3.3%
Home value to income
7.0×
Monthly mortgage payment (20% down)
$2,348
Income needed to afford it
$93,915
Property tax rate
0.40%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,540
Market activity
Listings vs a year ago
+2.9%
Days on market
58
Listings with a price cut
43.6%
Show 3 more
Homes for sale
35
Pending sales per 100 listings
26
Asking price per sq ft
$340
People and jobs
Median household income
$61,854
Population change (1 year)
−0.8%
Unemployment rate
2.0%
Show 4 more
Population
12,661
Income adjusted for cost of living
$62,860
Net moves in (IRS)
+20
Cost of living (US = 100)
98.4
Schools, risk and environment
School rating (1 to 10)
4.3
FEMA hazard risk score (0 to 100)
44.1
Flood risk score
58.7
Show 3 more
Wildfire risk score
95.8
Walkability (1 to 20)
5.6
Road, rail and air noise
54 dB
Questions people ask
Is Owyhee County, ID overvalued?
Home prices in Owyhee County, ID are well above what local incomes have historically supported: fair value is about $362,290, so the area is 19.6% overvalued.
Is Owyhee County, ID a buyer's or seller's market?
Owyhee County, ID is a balanced market, leaning toward buyers: homes take about 58 days to sell, listings are up 3% from a year ago, 44% of listings have had a price cut.
Are home prices going down in Owyhee County, ID?
Home values in Owyhee County, ID are up 3.4% over the last year. Zillow's forecast for the next 12 months is +3.3%.
How much do you need to earn to buy a home in Owyhee County, ID?
A household needs about $93,915 a year to afford the typical home in Owyhee County, ID at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,854.