Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$412,388+3.8% YoY · prices are rising fast
Market right nowBalanced marketFewer homes for sale than last year, 26% have cut their price
Income needed to buy, per year$89,397About 1.3× the local median income ($70,338): a stretch for a typical household
Days on market52 daysFaster than a year ago: sellers have the edge
The typical home in Payette County, ID is worth $412,388, up 3.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $305,412, so the area is 35.0% overvalued. It is a balanced market: homes take about 52 days to sell, listings are down 19% from a year ago, 26% of listings have had a price cut. A household needs about $89,397 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,338. Typical rent is $1,489 a month. In the latest IRS figures, 177 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$412,388
Change in 1 year
+3.8%
Overvalued %
+35.0%
Show 6 more
Fair home value
$305,412
Change in 5 years
+12.3%
Home value to income
5.9×
Monthly mortgage payment (20% down)
$2,235
Income needed to afford it
$89,397
Property tax rate
0.40%
Rent and investing
Typical rent
$1,489
Price-to-rent ratio
23.1×
HUD Fair Market Rent, 2 bedrooms
$1,071
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Gross rental yield
4.33%
Cap rate (estimate)
2.82%
Market activity
Listings vs a year ago
−18.9%
Days on market
52
Listings with a price cut
25.9%
Show 3 more
Homes for sale
107
Pending sales per 100 listings
33
Asking price per sq ft
$258
People and jobs
Median household income
$70,338
Population change (1 year)
+0.5%
Unemployment rate
3.2%
Show 4 more
Population
27,824
Income adjusted for cost of living
$76,538
Net moves in (IRS)
+177
Cost of living (US = 100)
91.9
Schools, risk and environment
School rating (1 to 10)
5.0
FEMA hazard risk score (0 to 100)
17.1
Flood risk score
33.9
Show 3 more
Wildfire risk score
90.0
Walkability (1 to 20)
7.2
Road, rail and air noise
54 dB
Questions people ask
Is Payette County, ID overvalued?
Home prices in Payette County, ID are well above what local incomes have historically supported: fair value is about $305,412, so the area is 35.0% overvalued.
Is Payette County, ID a buyer's or seller's market?
Payette County, ID is a balanced market: homes take about 52 days to sell, listings are down 19% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Payette County, ID?
Home values in Payette County, ID are up 3.8% over the last year.
How much do you need to earn to buy a home in Payette County, ID?
A household needs about $89,397 a year to afford the typical home in Payette County, ID at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,338.