Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$394,611+10.9% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$85,543About 1.4× the local median income ($62,400): a stretch for a typical household
Days on market85 daysFaster than a year ago: sellers have the edge
The typical home in Custer County, ID is worth $394,611, up 10.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $299,973, so the area is 31.5% overvalued. It is a seller's market: homes take about 85 days to sell, listings are down 41% from a year ago, 0% of listings have had a price cut. A household needs about $85,543 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,400. In the latest IRS figures, 9 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$394,611
Change in 1 year
+10.9%
Overvalued %
+31.5%
Show 6 more
Fair home value
$299,973
Change in 5 years
+25.1%
Home value to income
6.3×
Monthly mortgage payment (20% down)
$2,139
Income needed to afford it
$85,543
Property tax rate
0.29%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,136
Market activity
Listings vs a year ago
−41.2%
Days on market
85
Listings with a price cut
0.0%
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Homes for sale
20
Pending sales per 100 listings
35
Asking price per sq ft
$278
People and jobs
Median household income
$62,400
Population change (1 year)
+1.2%
Unemployment rate
2.0%
Show 4 more
Population
4,636
Income adjusted for cost of living
$67,900
Net moves in (IRS)
+9
Cost of living (US = 100)
91.9
Schools, risk and environment
School rating (1 to 10)
3.6
FEMA hazard risk score (0 to 100)
52.4
Unhealthy air days a year
0
Show 4 more
Flood risk score
57.3
Wildfire risk score
87.0
Walkability (1 to 20)
6.2
Road, rail and air noise
53 dB
Questions people ask
Is Custer County, ID overvalued?
Home prices in Custer County, ID are well above what local incomes have historically supported: fair value is about $299,973, so the area is 31.5% overvalued.
Is Custer County, ID a buyer's or seller's market?
Custer County, ID is a seller's market: homes take about 85 days to sell, listings are down 41% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Custer County, ID?
Home values in Custer County, ID are up 10.9% over the last year.
How much do you need to earn to buy a home in Custer County, ID?
A household needs about $85,543 a year to afford the typical home in Custer County, ID at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,400.