Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$402,207+2.8% YoY · prices are rising
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 15% have cut their price
Income needed to buy, per year$87,190About 1.2× the local median income ($75,337): a stretch for a typical household
Days on market114 daysAbout the same pace as a year ago
The typical home in Bear Lake County, ID is worth $402,207, up 2.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $350,339, so the area is 14.8% overvalued. It is a balanced market, leaning toward buyers: homes take about 114 days to sell, listings are down 0% from a year ago, 15% of listings have had a price cut. A household needs about $87,190 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $75,337. In the latest IRS figures, 21 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$402,207
Change in 1 year
+2.8%
Overvalued %
+14.8%
Show 6 more
Fair home value
$350,339
Change in 5 years
+17.2%
Home value to income
5.3×
Monthly mortgage payment (20% down)
$2,180
Income needed to afford it
$87,190
Property tax rate
0.41%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,057
Market activity
Listings vs a year ago
0.0%
Days on market
114
Listings with a price cut
15.4%
Show 3 more
Homes for sale
87
Pending sales per 100 listings
11
Asking price per sq ft
$241
People and jobs
Median household income
$75,337
Population change (1 year)
+0.4%
Unemployment rate
2.6%
Show 4 more
Population
6,727
Income adjusted for cost of living
$81,977
Net moves in (IRS)
−21
Cost of living (US = 100)
91.9
Schools, risk and environment
School rating (1 to 10)
6.2
FEMA hazard risk score (0 to 100)
6.6
Flood risk score
7.2
Show 3 more
Wildfire risk score
78.4
Walkability (1 to 20)
5.6
Road, rail and air noise
52 dB
Questions people ask
Is Bear Lake County, ID overvalued?
Home prices in Bear Lake County, ID are well above what local incomes have historically supported: fair value is about $350,339, so the area is 14.8% overvalued.
Is Bear Lake County, ID a buyer's or seller's market?
Bear Lake County, ID is a balanced market, leaning toward buyers: homes take about 114 days to sell, listings are down 0% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Bear Lake County, ID?
Home values in Bear Lake County, ID are up 2.8% over the last year.
How much do you need to earn to buy a home in Bear Lake County, ID?
A household needs about $87,190 a year to afford the typical home in Bear Lake County, ID at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $75,337.