Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$510,933+1.9% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 16% have cut their price
Income needed to buy, per year$110,760About 1.7× the local median income ($64,610): hard to afford
Days on market128 daysSlower than a year ago: buyers have time to negotiate
The typical home in Adams County, ID is worth $510,933, up 1.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $424,178, so the area is 20.5% overvalued. It is a balanced market: homes take about 128 days to sell, listings are down 15% from a year ago, 16% of listings have had a price cut. A household needs about $110,760 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,610. In the latest IRS figures, 121 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$510,933
Change in 1 year
+1.9%
Overvalued %
+20.5%
Show 6 more
Fair home value
$424,178
Change in 5 years
+12.7%
Home value to income
7.9×
Monthly mortgage payment (20% down)
$2,769
Income needed to afford it
$110,760
Property tax rate
0.36%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
−14.8%
Days on market
128
Listings with a price cut
16.0%
Show 3 more
Homes for sale
52
Pending sales per 100 listings
12
Asking price per sq ft
$333
People and jobs
Median household income
$64,610
Population change (1 year)
+0.1%
Unemployment rate
7.5%
Show 4 more
Population
5,013
Income adjusted for cost of living
$70,305
Net moves in (IRS)
+121
Cost of living (US = 100)
91.9
Schools, risk and environment
School rating (1 to 10)
3.0
FEMA hazard risk score (0 to 100)
39.6
Flood risk score
35.9
Show 3 more
Wildfire risk score
96.7
Walkability (1 to 20)
5.7
Road, rail and air noise
55 dB
Questions people ask
Is Adams County, ID overvalued?
Home prices in Adams County, ID are well above what local incomes have historically supported: fair value is about $424,178, so the area is 20.5% overvalued.
Is Adams County, ID a buyer's or seller's market?
Adams County, ID is a balanced market: homes take about 128 days to sell, listings are down 15% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Adams County, ID?
Home values in Adams County, ID are up 1.9% over the last year.
How much do you need to earn to buy a home in Adams County, ID?
A household needs about $110,760 a year to afford the typical home in Adams County, ID at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,610.