Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$683,380+3.2% YoY · prices are rising fast
Market right nowBalanced marketFewer homes for sale than last year, 14% have cut their price
Income needed to buy, per year$148,143About 1.8× the local median income ($82,595): hard to afford
Days on market105 daysFaster than a year ago: sellers have the edge
The typical home in Valley County, ID is worth $683,380, up 3.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $525,056, so the area is 30.2% overvalued. It is a balanced market: homes take about 105 days to sell, listings are down 13% from a year ago, 14% of listings have had a price cut. A household needs about $148,143 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $82,595. Typical rent is $2,000 a month. In the latest IRS figures, 221 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$683,380
Change in 1 year
+3.2%
Overvalued %
+30.2%
Show 6 more
Fair home value
$525,056
Change in 5 years
+15.5%
Home value to income
8.3×
Monthly mortgage payment (20% down)
$3,704
Income needed to afford it
$148,143
Property tax rate
0.30%
Rent and investing
Typical rent
$2,000
Price-to-rent ratio
28.5×
HUD Fair Market Rent, 2 bedrooms
$1,249
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Gross rental yield
3.51%
Cap rate (estimate)
2.28%
Market activity
Listings vs a year ago
−13.1%
Days on market
105
Listings with a price cut
13.5%
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Homes for sale
252
Pending sales per 100 listings
21
Asking price per sq ft
$513
People and jobs
Median household income
$82,595
Population change (1 year)
+0.1%
Unemployment rate
4.8%
Show 4 more
Population
12,831
Income adjusted for cost of living
$89,875
Net moves in (IRS)
+221
Cost of living (US = 100)
91.9
Schools, risk and environment
School rating (1 to 10)
9.3
FEMA hazard risk score (0 to 100)
55.6
Unhealthy air days a year
1
Show 4 more
Flood risk score
55.8
Wildfire risk score
97.5
Walkability (1 to 20)
6.2
Road, rail and air noise
52 dB
Questions people ask
Is Valley County, ID overvalued?
Home prices in Valley County, ID are well above what local incomes have historically supported: fair value is about $525,056, so the area is 30.2% overvalued.
Is Valley County, ID a buyer's or seller's market?
Valley County, ID is a balanced market: homes take about 105 days to sell, listings are down 13% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Valley County, ID?
Home values in Valley County, ID are up 3.2% over the last year.
How much do you need to earn to buy a home in Valley County, ID?
A household needs about $148,143 a year to afford the typical home in Valley County, ID at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $82,595.