Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$606,179+3.1% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 17% have cut their price
Income needed to buy, per year$131,407About 1.6× the local median income ($83,330): hard to afford
Days on market63 daysFaster than a year ago: sellers have the edge
Next 12 months+4.4%Zillow expects prices to rise strongly
The typical home in Kootenai County, ID is worth $606,179, up 3.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $489,673, so the area is 23.8% overvalued. It is a seller's market: homes take about 63 days to sell, listings are down 2% from a year ago, 17% of listings have had a price cut. Zillow expects prices to rise about 4.4% over the next year. A household needs about $131,407 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $83,330. Typical rent is $1,825 a month, or $2,388 for a house. In the latest IRS figures, 1,718 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$606,179
Change in 1 year
+3.1%
Overvalued %
+23.8%
Show 7 more
Fair home value
$489,673
Change in 5 years
+11.7%
Zillow forecast, next 12 months
+4.4%
Home value to income
7.3×
Monthly mortgage payment (20% down)
$3,285
Income needed to afford it
$131,407
Property tax rate
0.44%
Rent and investing
Typical rent
$1,825
Typical rent for houses
$2,388
Price-to-rent ratio
27.7×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,507
Gross rental yield
3.61%
Cap rate (estimate)
2.35%
Market activity
Listings vs a year ago
−1.7%
Days on market
63
Listings with a price cut
17.3%
Show 3 more
Homes for sale
979
Pending sales per 100 listings
49
Asking price per sq ft
$370
People and jobs
Median household income
$83,330
Population change (1 year)
+1.8%
Unemployment rate
3.3%
Show 4 more
Population
191,864
Income adjusted for cost of living
$84,771
Net moves in (IRS)
+1,718
Cost of living (US = 100)
98.3
Schools, risk and environment
School rating (1 to 10)
7.2
FEMA hazard risk score (0 to 100)
79.0
Unhealthy air days a year
3
Show 4 more
Flood risk score
86.3
Wildfire risk score
79.5
Walkability (1 to 20)
8.0
Road, rail and air noise
52 dB
Questions people ask
Is Kootenai County, ID overvalued?
Home prices in Kootenai County, ID are well above what local incomes have historically supported: fair value is about $489,673, so the area is 23.8% overvalued.
Is Kootenai County, ID a buyer's or seller's market?
Kootenai County, ID is a seller's market: homes take about 63 days to sell, listings are down 2% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Kootenai County, ID?
Home values in Kootenai County, ID are up 3.1% over the last year. Zillow's forecast for the next 12 months is +4.4%.
How much do you need to earn to buy a home in Kootenai County, ID?
A household needs about $131,407 a year to afford the typical home in Kootenai County, ID at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $83,330.