Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$1,101,790
Market right nowBalanced marketFewer homes for sale than last year, 15% have cut their price
Income needed to buy, per year$238,845About 2.0× the local median income ($117,269): hard to afford
Days on market106 daysSlower than a year ago: buyers have time to negotiate
The typical home in Blaine County, ID is worth $1,101,790, about the same as a year ago. That is well above what local incomes have historically supported: fair value is about $896,903, so the area is 22.8% overvalued. It is a balanced market: homes take about 106 days to sell, listings are down 0% from a year ago, 15% of listings have had a price cut. A household needs about $238,845 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $117,269. Typical rent is $3,004 a month. In the latest IRS figures, 91 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$1,101,790
Overvalued %
+22.8%
Fair home value
$896,903
Show 5 more
Change in 5 years
+41.7%
Home value to income
9.4×
Monthly mortgage payment (20% down)
$5,971
Income needed to afford it
$238,845
Property tax rate
0.38%
Rent and investing
Typical rent
$3,004
Price-to-rent ratio
30.6×
HUD Fair Market Rent, 2 bedrooms
$1,673
Show 2 more
Gross rental yield
3.27%
Cap rate (estimate)
2.13%
Market activity
Listings vs a year ago
−0.4%
Days on market
106
Listings with a price cut
14.6%
Show 3 more
Homes for sale
227
Pending sales per 100 listings
25
Asking price per sq ft
$846
People and jobs
Median household income
$117,269
Population change (1 year)
−0.7%
Unemployment rate
2.1%
Show 4 more
Population
25,517
Income adjusted for cost of living
$127,605
Net moves in (IRS)
−91
Cost of living (US = 100)
91.9
Schools, risk and environment
School rating (1 to 10)
6.2
FEMA hazard risk score (0 to 100)
65.4
Unhealthy air days a year
0
Show 4 more
Flood risk score
70.5
Wildfire risk score
93.8
Walkability (1 to 20)
10.1
Road, rail and air noise
53 dB
Questions people ask
Is Blaine County, ID overvalued?
Home prices in Blaine County, ID are well above what local incomes have historically supported: fair value is about $896,903, so the area is 22.8% overvalued.
Is Blaine County, ID a buyer's or seller's market?
Blaine County, ID is a balanced market: homes take about 106 days to sell, listings are down 0% from a year ago, 15% of listings have had a price cut.
How much do you need to earn to buy a home in Blaine County, ID?
A household needs about $238,845 a year to afford the typical home in Blaine County, ID at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $117,269.