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Gooding County, ID housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$353,003+2.6% YoY · prices are rising
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 25% have cut their price
Income needed to buy, per year$76,524About 1.2× the local median income ($63,073): a stretch for a typical household
Days on market61 daysFaster than a year ago: sellers have the edge

The typical home in Gooding County, ID is worth $353,003, up 2.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $257,164, so the area is 37.3% overvalued. It is a balanced market, leaning toward buyers: homes take about 61 days to sell, listings are down 4% from a year ago, 25% of listings have had a price cut. A household needs about $76,524 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,073. In the latest IRS figures, 104 more people moved out than in.

Home value over time

$0K$100K$200K$300K200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$353,003
Change in 1 year+2.6%
Overvalued %+37.3%
Show 6 more
Fair home value$257,164
Change in 5 years+17.8%
Home value to income5.6×
Monthly mortgage payment (20% down)$1,913
Income needed to afford it$76,524
Property tax rate0.51%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,053

Market activity

Listings vs a year ago−3.8%
Days on market61
Listings with a price cut25.0%
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Homes for sale50
Pending sales per 100 listings14
Asking price per sq ft$229

People and jobs

Median household income$63,073
Population change (1 year)+0.3%
Unemployment rate3.8%
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Population16,446
Income adjusted for cost of living$68,632
Net moves in (IRS)−104
Cost of living (US = 100)91.9

Schools, risk and environment

School rating (1 to 10)4.4
FEMA hazard risk score (0 to 100)25.4
Flood risk score25.9
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Wildfire risk score95.3
Walkability (1 to 20)6.7
Road, rail and air noise54 dB

Questions people ask

Is Gooding County, ID overvalued?
Home prices in Gooding County, ID are well above what local incomes have historically supported: fair value is about $257,164, so the area is 37.3% overvalued.
Is Gooding County, ID a buyer's or seller's market?
Gooding County, ID is a balanced market, leaning toward buyers: homes take about 61 days to sell, listings are down 4% from a year ago, 25% of listings have had a price cut.
Are home prices going down in Gooding County, ID?
Home values in Gooding County, ID are up 2.6% over the last year.
How much do you need to earn to buy a home in Gooding County, ID?
A household needs about $76,524 a year to afford the typical home in Gooding County, ID at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,073.

Nearby and similar counties

ZIP codes in Gooding County (open on the map)

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