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Idaho County, ID housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$350,983+1.5% YoY · prices are rising
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 9% have cut their price
Income needed to buy, per year$76,086About 1.1× the local median income ($66,189): a stretch for a typical household
Days on market124 daysSlower than a year ago: buyers have time to negotiate

The typical home in Idaho County, ID is worth $350,983, up 1.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $317,977, so the area is 10.4% overvalued. It is a balanced market, leaning toward buyers: homes take about 124 days to sell, listings are down 0% from a year ago, 9% of listings have had a price cut. A household needs about $76,086 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,189. In the latest IRS figures, 186 more people moved in than out.

Home value over time

$0K$100K$200K$300K200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$350,983
Change in 1 year+1.5%
Overvalued %+10.4%
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Fair home value$317,977
Change in 5 years+18.4%
Home value to income5.3×
Monthly mortgage payment (20% down)$1,902
Income needed to afford it$76,086
Property tax rate0.32%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,036

Market activity

Listings vs a year ago0.0%
Days on market124
Listings with a price cut9.4%
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Homes for sale130
Pending sales per 100 listings14
Asking price per sq ft$313

People and jobs

Median household income$66,189
Population change (1 year)+0.0%
Unemployment rate3.7%
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Population17,874
Income adjusted for cost of living$72,023
Net moves in (IRS)+186
Cost of living (US = 100)91.9

Schools, risk and environment

School rating (1 to 10)7.3
FEMA hazard risk score (0 to 100)78.4
Unhealthy air days a year8
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Flood risk score72.9
Wildfire risk score98.7
Walkability (1 to 20)4.8
Road, rail and air noise53 dB

Questions people ask

Is Idaho County, ID overvalued?
Home prices in Idaho County, ID are well above what local incomes have historically supported: fair value is about $317,977, so the area is 10.4% overvalued.
Is Idaho County, ID a buyer's or seller's market?
Idaho County, ID is a balanced market, leaning toward buyers: homes take about 124 days to sell, listings are down 0% from a year ago, 9% of listings have had a price cut.
Are home prices going down in Idaho County, ID?
Home values in Idaho County, ID are up 1.5% over the last year.
How much do you need to earn to buy a home in Idaho County, ID?
A household needs about $76,086 a year to afford the typical home in Idaho County, ID at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,189.

Nearby and similar counties

ZIP codes in Idaho County (open on the map)

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