Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$350,270+3.2% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 28% have cut their price
Income needed to buy, per year$75,931About 1.0× the local median income ($72,937): a stretch for a typical household
Days on market57 daysFaster than a year ago: sellers have the edge
The typical home in Oneida County, ID is worth $350,270, up 3.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $266,628, so the area is 31.4% overvalued. It is a buyer's market: homes take about 57 days to sell, listings are up 35% from a year ago, 28% of listings have had a price cut. A household needs about $75,931 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,937. In the latest IRS figures, 73 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$350,270
Change in 1 year
+3.2%
Overvalued %
+31.4%
Show 6 more
Fair home value
$266,628
Change in 5 years
+26.1%
Home value to income
4.8×
Monthly mortgage payment (20% down)
$1,898
Income needed to afford it
$75,931
Property tax rate
0.44%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,111
Market activity
Listings vs a year ago
+35.0%
Days on market
57
Listings with a price cut
27.6%
Show 3 more
Homes for sale
27
Pending sales per 100 listings
7
Asking price per sq ft
$218
People and jobs
Median household income
$72,937
Population change (1 year)
+1.4%
Unemployment rate
1.4%
Show 4 more
Population
5,085
Income adjusted for cost of living
$79,366
Net moves in (IRS)
+73
Cost of living (US = 100)
91.9
Schools, risk and environment
School rating (1 to 10)
3.4
FEMA hazard risk score (0 to 100)
1.4
Flood risk score
4.9
Show 3 more
Wildfire risk score
81.2
Walkability (1 to 20)
6.3
Road, rail and air noise
54 dB
Questions people ask
Is Oneida County, ID overvalued?
Home prices in Oneida County, ID are well above what local incomes have historically supported: fair value is about $266,628, so the area is 31.4% overvalued.
Is Oneida County, ID a buyer's or seller's market?
Oneida County, ID is a buyer's market: homes take about 57 days to sell, listings are up 35% from a year ago, 28% of listings have had a price cut.
Are home prices going down in Oneida County, ID?
Home values in Oneida County, ID are up 3.2% over the last year.
How much do you need to earn to buy a home in Oneida County, ID?
A household needs about $75,931 a year to afford the typical home in Oneida County, ID at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,937.