Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$317,214+3.1% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 28% have cut their price
Income needed to buy, per year$68,765About 1.0× the local median income ($69,819): affordable for a typical household
Days on market77 daysFaster than a year ago: sellers have the edge
The typical home in Lincoln County, ID is worth $317,214, up 3.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $263,450, so the area is 20.4% overvalued. It is a buyer's market: homes take about 77 days to sell, listings are up 16% from a year ago, 28% of listings have had a price cut. A household needs about $68,765 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,819. In the latest IRS figures, 59 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$317,214
Change in 1 year
+3.1%
Overvalued %
+20.4%
Show 6 more
Fair home value
$263,450
Change in 5 years
+22.2%
Home value to income
4.5×
Monthly mortgage payment (20% down)
$1,719
Income needed to afford it
$68,765
Property tax rate
0.43%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,047
Market activity
Listings vs a year ago
+15.8%
Days on market
77
Listings with a price cut
27.6%
Show 3 more
Homes for sale
22
Pending sales per 100 listings
9
Asking price per sq ft
$260
People and jobs
Median household income
$69,819
Population change (1 year)
−0.5%
Unemployment rate
4.9%
Show 4 more
Population
5,603
Income adjusted for cost of living
$75,973
Net moves in (IRS)
+59
Cost of living (US = 100)
91.9
Schools, risk and environment
School rating (1 to 10)
4.9
FEMA hazard risk score (0 to 100)
9.1
Flood risk score
14.4
Show 3 more
Wildfire risk score
92.0
Walkability (1 to 20)
4.8
Road, rail and air noise
52 dB
Questions people ask
Is Lincoln County, ID overvalued?
Home prices in Lincoln County, ID are well above what local incomes have historically supported: fair value is about $263,450, so the area is 20.4% overvalued.
Is Lincoln County, ID a buyer's or seller's market?
Lincoln County, ID is a buyer's market: homes take about 77 days to sell, listings are up 16% from a year ago, 28% of listings have had a price cut.
Are home prices going down in Lincoln County, ID?
Home values in Lincoln County, ID are up 3.1% over the last year.
How much do you need to earn to buy a home in Lincoln County, ID?
A household needs about $68,765 a year to afford the typical home in Lincoln County, ID at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,819.