Ohio housing market
Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$245,982+3.2% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$53,324About 0.7× the local median income ($72,259): affordable for a typical household
Days on market46 daysAbout the same pace as a year ago
Next 12 months+3.2%Zillow expects prices to rise slightly
The typical home in Ohio is worth $245,982, up 3.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $212,537, so the area is 15.7% overvalued. It is a balanced market, leaning toward buyers: homes take about 46 days to sell, listings are up 18% from a year ago, 23% of listings have had a price cut. Zillow expects prices to rise about 3.2% over the next year. A household needs about $53,324 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,259. In the latest IRS figures, 6,832 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
| Typical home value | $245,982 |
| Change in 1 year | +3.2% |
| Overvalued % | +15.7% |
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| Fair home value | $212,537 |
| Change in 5 years | +29.8% |
| Zillow forecast, next 12 months | +3.2% |
| Home value to income | 3.4× |
| Monthly mortgage payment (20% down) | $1,333 |
| Income needed to afford it | $53,324 |
| Property tax rate | 1.31% |
Rent and investing
| HUD Fair Market Rent, 2 bedrooms | $1,275 |
Market activity
| Listings vs a year ago | +18.1% |
| Days on market | 46 |
| Listings with a price cut | 22.9% |
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| Homes for sale | 26,471 |
| Pending sales per 100 listings | 52 |
| Asking price per sq ft | $167 |
People and jobs
| Median household income | $72,259 |
| Population change (1 year) | +0.3% |
| Unemployment rate | 4.8% |
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| Population | 11,900,510 |
| Income adjusted for cost of living | $77,865 |
| Net moves in (IRS) | −6,832 |
| Cost of living (US = 100) | 92.8 |
Schools, risk and environment
| FEMA hazard risk score (0 to 100) | 78.9 |
| Unhealthy air days a year | 5 |
| Flood risk score | 84.8 |
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| Wildfire risk score | 36.6 |
| Walkability (1 to 20) | 8.4 |
| Road, rail and air noise | 53 dB |
Questions people ask
- Is Ohio overvalued?
- Home prices in Ohio are well above what local incomes have historically supported: fair value is about $212,537, so the area is 15.7% overvalued.
- Is Ohio a buyer's or seller's market?
- Ohio is a balanced market, leaning toward buyers: homes take about 46 days to sell, listings are up 18% from a year ago, 23% of listings have had a price cut.
- Are home prices going down in Ohio?
- Home values in Ohio are up 3.2% over the last year. Zillow's forecast for the next 12 months is +3.2%.
- How much do you need to earn to buy a home in Ohio?
- A household needs about $53,324 a year to afford the typical home in Ohio at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,259.
Metro areas
Cincinnati, OH-KY-INColumbus, OHCleveland, OHDayton-Kettering-Beavercreek, OHAkron, OHToledo, OHYoungstown-Warren, OHCanton-Massillon, OHHuntington-Ashland, WV-KY-OHSpringfield, OHWheeling, WV-OHMansfield, OHSandusky, OHWeirton-Steubenville, WV-OHLima, OH
Counties
Adams CountyAllen CountyAshland CountyAshtabula CountyAthens CountyAuglaize CountyBelmont CountyBrown CountyButler CountyCarroll CountyChampaign CountyClark CountyClermont CountyClinton CountyColumbiana CountyCoshocton CountyCrawford CountyCuyahoga CountyDarke CountyDefiance CountyDelaware CountyErie CountyFairfield CountyFayette CountyFranklin CountyFulton CountyGallia CountyGeauga CountyGreene CountyGuernsey CountyHamilton CountyHancock CountyHardin CountyHarrison CountyHenry CountyHighland CountyHocking CountyHolmes CountyHuron CountyJackson CountyJefferson CountyKnox CountyLake CountyLawrence CountyLicking CountyLogan CountyLorain CountyLucas CountyMadison CountyMahoning CountyMarion CountyMedina CountyMeigs CountyMercer CountyMiami CountyMonroe CountyMontgomery CountyMorgan CountyMorrow CountyMuskingum CountyNoble CountyOttawa CountyPaulding CountyPerry CountyPickaway CountyPike CountyPortage CountyPreble CountyPutnam CountyRichland CountyRoss CountySandusky CountyScioto CountySeneca CountyShelby CountyStark CountySummit CountyTrumbull CountyTuscarawas CountyUnion CountyVan Wert CountyVinton CountyWarren CountyWashington CountyWayne CountyWilliams CountyWood CountyWyandot County