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Jefferson County, OH housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$127,048+1.1% YoY · prices are rising
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 21% have cut their price
Income needed to buy, per year$27,541About 0.5× the local median income ($60,327): affordable for a typical household
Days on market51 daysFaster than a year ago: sellers have the edge
Next 12 months+2.7%Zillow expects prices to rise slightly

The typical home in Jefferson County, OH is worth $127,048, up 1.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $123,536, so the area is 2.8% overvalued. It is a balanced market, leaning toward sellers: homes take about 51 days to sell, listings are down 11% from a year ago, 21% of listings have had a price cut. Zillow expects prices to rise about 2.7% over the next year. A household needs about $27,541 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,327. Typical rent is $773 a month, or $995 for a house. In the latest IRS figures, 138 more people moved in than out.

Home value over time

$0K$25K$50K$75K$100K$125K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$127,048
Change in 1 year+1.1%
Overvalued %+2.8%
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Fair home value$123,536
Change in 5 years+24.7%
Zillow forecast, next 12 months+2.7%
Home value to income2.1×
Monthly mortgage payment (20% down)$689
Income needed to afford it$27,541
Property tax rate0.98%

Rent and investing

Typical rent$773
Typical rent for houses$995
Price-to-rent ratio13.7×
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HUD Fair Market Rent, 2 bedrooms$1,007
Gross rental yield7.30%
Cap rate (estimate)4.75%

Market activity

Listings vs a year ago−10.8%
Days on market51
Listings with a price cut21.2%
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Homes for sale149
Pending sales per 100 listings47
Asking price per sq ft$116

People and jobs

Median household income$60,327
Population change (1 year)−0.4%
Unemployment rate5.0%
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Population63,597
Income adjusted for cost of living$67,783
Net moves in (IRS)+138
Cost of living (US = 100)89.0

Schools, risk and environment

School rating (1 to 10)7.0
FEMA hazard risk score (0 to 100)66.7
Unhealthy air days a year1
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Flood risk score81.6
Wildfire risk score40.5
Walkability (1 to 20)6.3
Road, rail and air noise54 dB

Questions people ask

Is Jefferson County, OH overvalued?
Home prices in Jefferson County, OH are slightly above what local incomes have historically supported: fair value is about $123,536, so the area is 2.8% overvalued.
Is Jefferson County, OH a buyer's or seller's market?
Jefferson County, OH is a balanced market, leaning toward sellers: homes take about 51 days to sell, listings are down 11% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Jefferson County, OH?
Home values in Jefferson County, OH are up 1.1% over the last year. Zillow's forecast for the next 12 months is +2.7%.
How much do you need to earn to buy a home in Jefferson County, OH?
A household needs about $27,541 a year to afford the typical home in Jefferson County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,327.

Nearby and similar counties

ZIP codes in Jefferson County (open on the map)

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