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Williams County, OH housing market

Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$184,170+3.1% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$39,924About 0.6× the local median income ($63,288): affordable for a typical household
Days on market45 daysSlower than a year ago: buyers have time to negotiate

The typical home in Williams County, OH is worth $184,170, up 3.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $150,515, so the area is 22.4% overvalued. It is a balanced market, leaning toward sellers: homes take about 45 days to sell, listings are up 10% from a year ago, 18% of listings have had a price cut. A household needs about $39,924 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,288. In the latest IRS figures, 24 more people moved out than in.

Home value over time

$0K$50K$100K$150K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$184,170
Change in 1 year+3.1%
Overvalued %+22.4%
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Fair home value$150,515
Change in 5 years+29.0%
Home value to income2.9×
Monthly mortgage payment (20% down)$998
Income needed to afford it$39,924
Property tax rate1.05%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,003

Market activity

Listings vs a year ago+9.8%
Days on market45
Listings with a price cut17.6%
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Homes for sale67
Pending sales per 100 listings61
Asking price per sq ft$135

People and jobs

Median household income$63,288
Population change (1 year)−0.2%
Unemployment rate4.0%
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Population36,549
Income adjusted for cost of living$71,674
Net moves in (IRS)−24
Cost of living (US = 100)88.3

Schools, risk and environment

School rating (1 to 10)6.6
FEMA hazard risk score (0 to 100)44.4
Flood risk score51.8
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Wildfire risk score12.1
Walkability (1 to 20)6.0
Road, rail and air noise52 dB

Questions people ask

Is Williams County, OH overvalued?
Home prices in Williams County, OH are well above what local incomes have historically supported: fair value is about $150,515, so the area is 22.4% overvalued.
Is Williams County, OH a buyer's or seller's market?
Williams County, OH is a balanced market, leaning toward sellers: homes take about 45 days to sell, listings are up 10% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Williams County, OH?
Home values in Williams County, OH are up 3.1% over the last year.
How much do you need to earn to buy a home in Williams County, OH?
A household needs about $39,924 a year to afford the typical home in Williams County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,288.

Nearby and similar counties

ZIP codes in Williams County (open on the map)

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