Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$182,582+6.6% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 22% have cut their price
Income needed to buy, per year$39,580About 0.7× the local median income ($60,480): affordable for a typical household
Days on market49 daysAbout the same pace as a year ago
Next 12 months+3.7%Zillow expects prices to rise slightly
The typical home in Ashtabula County, OH is worth $182,582, up 6.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $150,856, so the area is 21.0% overvalued. It is a seller's market: homes take about 49 days to sell, listings are down 1% from a year ago, 22% of listings have had a price cut. Zillow expects prices to rise about 3.7% over the next year. A household needs about $39,580 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,480. Typical rent is $1,155 a month, or $1,397 for a house. In the latest IRS figures, 175 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$182,582
Change in 1 year
+6.6%
Overvalued %
+21.0%
Show 7 more
Fair home value
$150,856
Change in 5 years
+37.5%
Zillow forecast, next 12 months
+3.7%
Home value to income
3.0×
Monthly mortgage payment (20% down)
$989
Income needed to afford it
$39,580
Property tax rate
1.21%
Rent and investing
Typical rent
$1,155
Typical rent for houses
$1,397
Price-to-rent ratio
13.2×
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HUD Fair Market Rent, 2 bedrooms
$1,003
Gross rental yield
7.59%
Cap rate (estimate)
4.93%
Market activity
Listings vs a year ago
−0.9%
Days on market
49
Listings with a price cut
21.9%
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Homes for sale
215
Pending sales per 100 listings
50
Asking price per sq ft
$159
People and jobs
Median household income
$60,480
Population change (1 year)
−0.0%
Unemployment rate
6.6%
Show 4 more
Population
96,713
Income adjusted for cost of living
$64,409
Net moves in (IRS)
+175
Cost of living (US = 100)
93.9
Schools, risk and environment
School rating (1 to 10)
4.9
FEMA hazard risk score (0 to 100)
62.6
Unhealthy air days a year
4
Show 4 more
Flood risk score
72.6
Wildfire risk score
36.1
Walkability (1 to 20)
5.9
Road, rail and air noise
53 dB
Questions people ask
Is Ashtabula County, OH overvalued?
Home prices in Ashtabula County, OH are well above what local incomes have historically supported: fair value is about $150,856, so the area is 21.0% overvalued.
Is Ashtabula County, OH a buyer's or seller's market?
Ashtabula County, OH is a seller's market: homes take about 49 days to sell, listings are down 1% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Ashtabula County, OH?
Home values in Ashtabula County, OH are up 6.6% over the last year. Zillow's forecast for the next 12 months is +3.7%.
How much do you need to earn to buy a home in Ashtabula County, OH?
A household needs about $39,580 a year to afford the typical home in Ashtabula County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,480.