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Cuyahoga County, OH housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$218,659+3.3% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$47,401About 0.7× the local median income ($66,081): affordable for a typical household
Days on market47 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.7%Zillow expects prices to rise slightly

The typical home in Cuyahoga County, OH is worth $218,659, up 3.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $189,178, so the area is 15.6% overvalued. It is a balanced market, leaning toward buyers: homes take about 47 days to sell, listings are up 24% from a year ago, 23% of listings have had a price cut. Zillow expects prices to rise about 3.7% over the next year. A household needs about $47,401 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,081. Typical rent is $1,413 a month, or $1,710 for a house. In the latest IRS figures, 7,121 more people moved out than in.

Home value over time

$0K$50K$100K$150K$200K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$218,659
Change in 1 year+3.3%
Overvalued %+15.6%
Show 7 more
Fair home value$189,178
Change in 5 years+32.5%
Zillow forecast, next 12 months+3.7%
Home value to income3.3×
Monthly mortgage payment (20% down)$1,185
Income needed to afford it$47,401
Property tax rate2.00%

Rent and investing

Typical rent$1,413
Typical rent for houses$1,710
Price-to-rent ratio12.9×
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HUD Fair Market Rent, 2 bedrooms$1,274
Gross rental yield7.76%
Cap rate (estimate)5.04%

Market activity

Listings vs a year ago+23.5%
Days on market47
Listings with a price cut22.9%
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Homes for sale2,984
Pending sales per 100 listings49
Asking price per sq ft$138

People and jobs

Median household income$66,081
Population change (1 year)−0.1%
Unemployment rate6.6%
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Population1,232,925
Income adjusted for cost of living$70,374
Net moves in (IRS)−7,121
Cost of living (US = 100)93.9

Schools, risk and environment

School rating (1 to 10)4.5
FEMA hazard risk score (0 to 100)98.0
Unhealthy air days a year4
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Flood risk score98.7
Wildfire risk score56.9
Walkability (1 to 20)11.6
Road, rail and air noise53 dB

Questions people ask

Is Cuyahoga County, OH overvalued?
Home prices in Cuyahoga County, OH are well above what local incomes have historically supported: fair value is about $189,178, so the area is 15.6% overvalued.
Is Cuyahoga County, OH a buyer's or seller's market?
Cuyahoga County, OH is a balanced market, leaning toward buyers: homes take about 47 days to sell, listings are up 24% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Cuyahoga County, OH?
Home values in Cuyahoga County, OH are up 3.3% over the last year. Zillow's forecast for the next 12 months is +3.7%.
How much do you need to earn to buy a home in Cuyahoga County, OH?
A household needs about $47,401 a year to afford the typical home in Cuyahoga County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,081.

Nearby and similar counties

ZIP codes in Cuyahoga County (open on the map)

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