Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$220,288+8.5% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 30% have cut their price
Income needed to buy, per year$47,754About 0.7× the local median income ($70,987): affordable for a typical household
Days on market50 daysAbout the same pace as a year ago
The typical home in Darke County, OH is worth $220,288, up 8.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $196,014, so the area is 12.4% overvalued. It is a seller's market: homes take about 50 days to sell, listings are down 2% from a year ago, 30% of listings have had a price cut. A household needs about $47,754 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,987. In the latest IRS figures, 73 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$220,288
Change in 1 year
+8.5%
Overvalued %
+12.4%
Show 6 more
Fair home value
$196,014
Change in 5 years
+40.2%
Home value to income
3.1×
Monthly mortgage payment (20% down)
$1,194
Income needed to afford it
$47,754
Property tax rate
0.92%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,003
Market activity
Listings vs a year ago
−2.1%
Days on market
50
Listings with a price cut
30.1%
Show 3 more
Homes for sale
93
Pending sales per 100 listings
62
Asking price per sq ft
$149
People and jobs
Median household income
$70,987
Population change (1 year)
+0.1%
Unemployment rate
2.8%
Show 4 more
Population
51,520
Income adjusted for cost of living
$80,393
Net moves in (IRS)
−73
Cost of living (US = 100)
88.3
Schools, risk and environment
School rating (1 to 10)
7.5
FEMA hazard risk score (0 to 100)
52.7
Flood risk score
60.1
Show 3 more
Wildfire risk score
12.3
Walkability (1 to 20)
5.9
Road, rail and air noise
52 dB
Questions people ask
Is Darke County, OH overvalued?
Home prices in Darke County, OH are well above what local incomes have historically supported: fair value is about $196,014, so the area is 12.4% overvalued.
Is Darke County, OH a buyer's or seller's market?
Darke County, OH is a seller's market: homes take about 50 days to sell, listings are down 2% from a year ago, 30% of listings have had a price cut.
Are home prices going down in Darke County, OH?
Home values in Darke County, OH are up 8.5% over the last year.
How much do you need to earn to buy a home in Darke County, OH?
A household needs about $47,754 a year to afford the typical home in Darke County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,987.