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Henry County, OH housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$211,247+5.4% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 14% have cut their price
Income needed to buy, per year$45,794About 0.7× the local median income ($69,439): affordable for a typical household
Days on market39 daysSlower than a year ago: buyers have time to negotiate

The typical home in Henry County, OH is worth $211,247, up 5.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $156,209, so the area is 35.2% overvalued. It is a seller's market: homes take about 39 days to sell, listings are down 14% from a year ago, 14% of listings have had a price cut. A household needs about $45,794 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,439. In the latest IRS figures, 46 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$211,247
Change in 1 year+5.4%
Overvalued %+35.2%
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Fair home value$156,209
Change in 5 years+28.0%
Home value to income3.0×
Monthly mortgage payment (20% down)$1,145
Income needed to afford it$45,794
Property tax rate1.17%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,011

Market activity

Listings vs a year ago−14.3%
Days on market39
Listings with a price cut13.6%
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Homes for sale36
Pending sales per 100 listings75
Asking price per sq ft$138

People and jobs

Median household income$69,439
Population change (1 year)+0.3%
Unemployment rate3.9%
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Population27,598
Income adjusted for cost of living$78,640
Net moves in (IRS)+46
Cost of living (US = 100)88.3

Schools, risk and environment

School rating (1 to 10)7.9
FEMA hazard risk score (0 to 100)33.8
Flood risk score55.1
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Wildfire risk score3.5
Walkability (1 to 20)5.9
Road, rail and air noise54 dB

Questions people ask

Is Henry County, OH overvalued?
Home prices in Henry County, OH are well above what local incomes have historically supported: fair value is about $156,209, so the area is 35.2% overvalued.
Is Henry County, OH a buyer's or seller's market?
Henry County, OH is a seller's market: homes take about 39 days to sell, listings are down 14% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Henry County, OH?
Home values in Henry County, OH are up 5.4% over the last year.
How much do you need to earn to buy a home in Henry County, OH?
A household needs about $45,794 a year to afford the typical home in Henry County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,439.

Nearby and similar counties

ZIP codes in Henry County (open on the map)

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