Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$268,300+2.5% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 26% have cut their price
Income needed to buy, per year$58,162About 0.7× the local median income ($83,948): affordable for a typical household
Days on market47 daysSlower than a year ago: buyers have time to negotiate
The typical home in Miami County, OH is worth $268,300, up 2.5% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $245,684, so the area is 9.2% overvalued. It is a balanced market, leaning toward buyers: homes take about 47 days to sell, listings are up 41% from a year ago, 26% of listings have had a price cut. A household needs about $58,162 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $83,948. Typical rent is $1,340 a month, or $1,505 for a house. In the latest IRS figures, 576 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$268,300
Change in 1 year
+2.5%
Overvalued %
+9.2%
Show 6 more
Fair home value
$245,684
Change in 5 years
+31.2%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$1,454
Income needed to afford it
$58,162
Property tax rate
0.98%
Rent and investing
Typical rent
$1,340
Typical rent for houses
$1,505
Price-to-rent ratio
16.7×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,248
Gross rental yield
5.99%
Cap rate (estimate)
3.90%
Market activity
Listings vs a year ago
+40.9%
Days on market
47
Listings with a price cut
26.3%
Show 3 more
Homes for sale
286
Pending sales per 100 listings
61
Asking price per sq ft
$170
People and jobs
Median household income
$83,948
Population change (1 year)
+0.7%
Unemployment rate
3.1%
Show 4 more
Population
112,634
Income adjusted for cost of living
$90,559
Net moves in (IRS)
+576
Cost of living (US = 100)
92.7
Schools, risk and environment
School rating (1 to 10)
7.1
FEMA hazard risk score (0 to 100)
61.4
Unhealthy air days a year
2
Show 4 more
Flood risk score
70.1
Wildfire risk score
21.0
Walkability (1 to 20)
6.7
Road, rail and air noise
52 dB
Questions people ask
Is Miami County, OH overvalued?
Home prices in Miami County, OH are slightly above what local incomes have historically supported: fair value is about $245,684, so the area is 9.2% overvalued.
Is Miami County, OH a buyer's or seller's market?
Miami County, OH is a balanced market, leaning toward buyers: homes take about 47 days to sell, listings are up 41% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Miami County, OH?
Home values in Miami County, OH are up 2.5% over the last year.
How much do you need to earn to buy a home in Miami County, OH?
A household needs about $58,162 a year to afford the typical home in Miami County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $83,948.