Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$266,241+0.8% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$57,715About 0.8× the local median income ($73,166): affordable for a typical household
Days on market44 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.0%Zillow expects prices to rise slightly
The typical home in Hamilton County, OH is worth $266,241, up 0.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $233,413, so the area is 14.1% overvalued. It is a balanced market, leaning toward buyers: homes take about 44 days to sell, listings are up 13% from a year ago, 23% of listings have had a price cut. Zillow expects prices to rise about 3.0% over the next year. A household needs about $57,715 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,166. Typical rent is $1,468 a month, or $1,973 for a house. In the latest IRS figures, 4,743 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$266,241
Change in 1 year
+0.8%
Overvalued %
+14.1%
Show 7 more
Fair home value
$233,413
Change in 5 years
+24.2%
Zillow forecast, next 12 months
+3.0%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,443
Income needed to afford it
$57,715
Property tax rate
1.51%
Rent and investing
Typical rent
$1,468
Typical rent for houses
$1,973
Price-to-rent ratio
15.1×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,442
Gross rental yield
6.62%
Cap rate (estimate)
4.30%
Market activity
Listings vs a year ago
+13.2%
Days on market
44
Listings with a price cut
22.6%
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Homes for sale
1,831
Pending sales per 100 listings
49
Asking price per sq ft
$182
People and jobs
Median household income
$73,166
Population change (1 year)
+0.1%
Unemployment rate
5.0%
Show 4 more
Population
838,418
Income adjusted for cost of living
$76,694
Net moves in (IRS)
−4,743
Cost of living (US = 100)
95.4
Schools, risk and environment
School rating (1 to 10)
5.1
FEMA hazard risk score (0 to 100)
96.3
Unhealthy air days a year
13
Show 4 more
Flood risk score
96.9
Wildfire risk score
47.3
Walkability (1 to 20)
10.9
Road, rail and air noise
53 dB
Questions people ask
Is Hamilton County, OH overvalued?
Home prices in Hamilton County, OH are well above what local incomes have historically supported: fair value is about $233,413, so the area is 14.1% overvalued.
Is Hamilton County, OH a buyer's or seller's market?
Hamilton County, OH is a balanced market, leaning toward buyers: homes take about 44 days to sell, listings are up 13% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Hamilton County, OH?
Home values in Hamilton County, OH are up 0.8% over the last year. Zillow's forecast for the next 12 months is +3.0%.
How much do you need to earn to buy a home in Hamilton County, OH?
A household needs about $57,715 a year to afford the typical home in Hamilton County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,166.