Open on the map

Ohio County, IN housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$282,157+3.4% YoY · prices are rising fast
Market right nowBalanced marketFewer homes for sale than last year, 20% have cut their price
Income needed to buy, per year$61,166About 0.9× the local median income ($70,568): affordable for a typical household
Days on market39 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.0%Zillow expects prices to rise slightly

The typical home in Ohio County, IN is worth $282,157, up 3.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $224,831, so the area is 25.5% overvalued. It is a balanced market: homes take about 39 days to sell, listings are down 18% from a year ago, 20% of listings have had a price cut. Zillow expects prices to rise about 3.0% over the next year. A household needs about $61,166 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,568. In the latest IRS figures, 20 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K$250K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$282,157
Change in 1 year+3.4%
Overvalued %+25.5%
Show 7 more
Fair home value$224,831
Change in 5 years+31.7%
Zillow forecast, next 12 months+3.0%
Home value to income4.0×
Monthly mortgage payment (20% down)$1,529
Income needed to afford it$61,166
Property tax rate0.61%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,442

Market activity

Listings vs a year ago−17.6%
Days on market39
Listings with a price cut20.0%
Show 3 more
Homes for sale14
Pending sales per 100 listings21
Asking price per sq ft$158

People and jobs

Median household income$70,568
Population change (1 year)−0.1%
Unemployment rate1.4%
Show 4 more
Population5,994
Income adjusted for cost of living$73,971
Net moves in (IRS)+20
Cost of living (US = 100)95.4

Schools, risk and environment

School rating (1 to 10)4.7
FEMA hazard risk score (0 to 100)3.4
Flood risk score7.8
Show 3 more
Wildfire risk score0.9
Walkability (1 to 20)3.7
Road, rail and air noise52 dB

Questions people ask

Is Ohio County, IN overvalued?
Home prices in Ohio County, IN are well above what local incomes have historically supported: fair value is about $224,831, so the area is 25.5% overvalued.
Is Ohio County, IN a buyer's or seller's market?
Ohio County, IN is a balanced market: homes take about 39 days to sell, listings are down 18% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Ohio County, IN?
Home values in Ohio County, IN are up 3.4% over the last year. Zillow's forecast for the next 12 months is +3.0%.
How much do you need to earn to buy a home in Ohio County, IN?
A household needs about $61,166 a year to afford the typical home in Ohio County, IN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,568.

Nearby and similar counties

ZIP codes in Ohio County (open on the map)

See every chart for Ohio County, IN on the map