Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$327,371+5.2% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 29% have cut their price
Income needed to buy, per year$70,967About 0.8× the local median income ($89,808): affordable for a typical household
Days on market53 daysAbout the same pace as a year ago
Next 12 months+3.0%Zillow expects prices to rise slightly
The typical home in Dearborn County, IN is worth $327,371, up 5.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $281,776, so the area is 16.2% overvalued. It is a buyer's market: homes take about 53 days to sell, listings are up 34% from a year ago, 29% of listings have had a price cut. Zillow expects prices to rise about 3.0% over the next year. A household needs about $70,967 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $89,808. Typical rent is $1,298 a month, or $1,744 for a house. In the latest IRS figures, 174 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$327,371
Change in 1 year
+5.2%
Overvalued %
+16.2%
Show 7 more
Fair home value
$281,776
Change in 5 years
+33.4%
Zillow forecast, next 12 months
+3.0%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,774
Income needed to afford it
$70,967
Property tax rate
0.73%
Rent and investing
Typical rent
$1,298
Typical rent for houses
$1,744
Price-to-rent ratio
21.0×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,442
Gross rental yield
4.76%
Cap rate (estimate)
3.09%
Market activity
Listings vs a year ago
+34.1%
Days on market
53
Listings with a price cut
29.3%
Show 3 more
Homes for sale
110
Pending sales per 100 listings
20
Asking price per sq ft
$184
People and jobs
Median household income
$89,808
Population change (1 year)
−0.2%
Unemployment rate
1.9%
Show 4 more
Population
51,609
Income adjusted for cost of living
$94,138
Net moves in (IRS)
+174
Cost of living (US = 100)
95.4
Schools, risk and environment
School rating (1 to 10)
5.6
FEMA hazard risk score (0 to 100)
45.2
Flood risk score
52.6
Show 3 more
Wildfire risk score
12.3
Walkability (1 to 20)
5.5
Road, rail and air noise
54 dB
Questions people ask
Is Dearborn County, IN overvalued?
Home prices in Dearborn County, IN are well above what local incomes have historically supported: fair value is about $281,776, so the area is 16.2% overvalued.
Is Dearborn County, IN a buyer's or seller's market?
Dearborn County, IN is a buyer's market: homes take about 53 days to sell, listings are up 34% from a year ago, 29% of listings have had a price cut.
Are home prices going down in Dearborn County, IN?
Home values in Dearborn County, IN are up 5.2% over the last year. Zillow's forecast for the next 12 months is +3.0%.
How much do you need to earn to buy a home in Dearborn County, IN?
A household needs about $70,967 a year to afford the typical home in Dearborn County, IN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $89,808.