Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$293,229+2.9% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$63,566About 0.8× the local median income ($76,744): affordable for a typical household
Days on market51 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.0%Zillow expects prices to rise slightly
The typical home in Campbell County, KY is worth $293,229, up 2.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $260,362, so the area is 12.6% overvalued. It is a balanced market, leaning toward buyers: homes take about 51 days to sell, listings are up 11% from a year ago, 22% of listings have had a price cut. Zillow expects prices to rise about 3.0% over the next year. A household needs about $63,566 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,744. Typical rent is $1,504 a month, or $2,022 for a house. In the latest IRS figures, 45 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$293,229
Change in 1 year
+2.9%
Overvalued %
+12.6%
Show 7 more
Fair home value
$260,362
Change in 5 years
+19.1%
Zillow forecast, next 12 months
+3.0%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,589
Income needed to afford it
$63,566
Property tax rate
1.01%
Rent and investing
Typical rent
$1,504
Typical rent for houses
$2,022
Price-to-rent ratio
16.2×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,442
Gross rental yield
6.16%
Cap rate (estimate)
4.00%
Market activity
Listings vs a year ago
+10.9%
Days on market
51
Listings with a price cut
22.2%
Show 3 more
Homes for sale
274
Pending sales per 100 listings
45
Asking price per sq ft
$198
People and jobs
Median household income
$76,744
Population change (1 year)
+1.5%
Unemployment rate
4.0%
Show 4 more
Population
95,441
Income adjusted for cost of living
$80,444
Net moves in (IRS)
−45
Cost of living (US = 100)
95.4
Schools, risk and environment
School rating (1 to 10)
7.8
FEMA hazard risk score (0 to 100)
58.3
Unhealthy air days a year
4
Show 4 more
Flood risk score
64.3
Wildfire risk score
14.4
Walkability (1 to 20)
10.7
Road, rail and air noise
53 dB
Questions people ask
Is Campbell County, KY overvalued?
Home prices in Campbell County, KY are well above what local incomes have historically supported: fair value is about $260,362, so the area is 12.6% overvalued.
Is Campbell County, KY a buyer's or seller's market?
Campbell County, KY is a balanced market, leaning toward buyers: homes take about 51 days to sell, listings are up 11% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Campbell County, KY?
Home values in Campbell County, KY are up 2.9% over the last year. Zillow's forecast for the next 12 months is +3.0%.
How much do you need to earn to buy a home in Campbell County, KY?
A household needs about $63,566 a year to afford the typical home in Campbell County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,744.