Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$272,511+3.1% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 32% have cut their price
Income needed to buy, per year$59,075About 0.9× the local median income ($67,881): affordable for a typical household
Days on market51 daysAbout the same pace as a year ago
Next 12 months+3.0%Zillow expects prices to rise slightly
The typical home in Grant County, KY is worth $272,511, up 3.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $226,216, so the area is 20.5% overvalued. It is a balanced market, leaning toward buyers: homes take about 51 days to sell, listings are up 36% from a year ago, 32% of listings have had a price cut. Zillow expects prices to rise about 3.0% over the next year. A household needs about $59,075 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,881. In the latest IRS figures, 27 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$272,511
Change in 1 year
+3.1%
Overvalued %
+20.5%
Show 7 more
Fair home value
$226,216
Change in 5 years
+31.2%
Zillow forecast, next 12 months
+3.0%
Home value to income
4.0×
Monthly mortgage payment (20% down)
$1,477
Income needed to afford it
$59,075
Property tax rate
0.68%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,146
Market activity
Listings vs a year ago
+36.2%
Days on market
51
Listings with a price cut
32.0%
Show 3 more
Homes for sale
64
Pending sales per 100 listings
42
Asking price per sq ft
$214
People and jobs
Median household income
$67,881
Population change (1 year)
+1.7%
Unemployment rate
4.9%
Show 4 more
Population
26,181
Income adjusted for cost of living
$71,154
Net moves in (IRS)
−27
Cost of living (US = 100)
95.4
Schools, risk and environment
School rating (1 to 10)
4.3
FEMA hazard risk score (0 to 100)
16.3
Flood risk score
17.1
Show 3 more
Wildfire risk score
7.2
Walkability (1 to 20)
5.0
Road, rail and air noise
53 dB
Questions people ask
Is Grant County, KY overvalued?
Home prices in Grant County, KY are well above what local incomes have historically supported: fair value is about $226,216, so the area is 20.5% overvalued.
Is Grant County, KY a buyer's or seller's market?
Grant County, KY is a balanced market, leaning toward buyers: homes take about 51 days to sell, listings are up 36% from a year ago, 32% of listings have had a price cut.
Are home prices going down in Grant County, KY?
Home values in Grant County, KY are up 3.1% over the last year. Zillow's forecast for the next 12 months is +3.0%.
How much do you need to earn to buy a home in Grant County, KY?
A household needs about $59,075 a year to afford the typical home in Grant County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,881.