Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$260,924+9.1% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 33% have cut their price
Income needed to buy, per year$56,563About 0.6× the local median income ($88,101): affordable for a typical household
Days on market33 daysFaster than a year ago: sellers have the edge
The typical home in Putnam County, OH is worth $260,924, up 9.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $218,033, so the area is 19.7% overvalued. It is a seller's market: homes take about 33 days to sell, listings are down 19% from a year ago, 33% of listings have had a price cut. A household needs about $56,563 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $88,101. In the latest IRS figures, 225 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$260,924
Change in 1 year
+9.1%
Overvalued %
+19.7%
Show 6 more
Fair home value
$218,033
Change in 5 years
+38.0%
Home value to income
3.0×
Monthly mortgage payment (20% down)
$1,414
Income needed to afford it
$56,563
Property tax rate
0.97%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,095
Market activity
Listings vs a year ago
−18.9%
Days on market
33
Listings with a price cut
33.3%
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Homes for sale
30
Pending sales per 100 listings
73
Asking price per sq ft
$136
People and jobs
Median household income
$88,101
Population change (1 year)
+0.6%
Unemployment rate
1.8%
Show 4 more
Population
34,380
Income adjusted for cost of living
$99,775
Net moves in (IRS)
−225
Cost of living (US = 100)
88.3
Schools, risk and environment
School rating (1 to 10)
9.0
FEMA hazard risk score (0 to 100)
32.9
Flood risk score
52.8
Show 3 more
Wildfire risk score
2.3
Walkability (1 to 20)
6.0
Road, rail and air noise
52 dB
Questions people ask
Is Putnam County, OH overvalued?
Home prices in Putnam County, OH are well above what local incomes have historically supported: fair value is about $218,033, so the area is 19.7% overvalued.
Is Putnam County, OH a buyer's or seller's market?
Putnam County, OH is a seller's market: homes take about 33 days to sell, listings are down 19% from a year ago, 33% of listings have had a price cut.
Are home prices going down in Putnam County, OH?
Home values in Putnam County, OH are up 9.1% over the last year.
How much do you need to earn to buy a home in Putnam County, OH?
A household needs about $56,563 a year to afford the typical home in Putnam County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $88,101.