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Clermont County, OH housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$326,509+2.2% YoY · prices are rising
Market right nowBalanced marketMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$70,780About 0.8× the local median income ($87,991): affordable for a typical household
Days on market43 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.0%Zillow expects prices to rise slightly

The typical home in Clermont County, OH is worth $326,509, up 2.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $280,911, so the area is 16.2% overvalued. It is a balanced market: homes take about 43 days to sell, listings are up 42% from a year ago, 17% of listings have had a price cut. Zillow expects prices to rise about 3.0% over the next year. A household needs about $70,780 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $87,991. Typical rent is $1,492 a month, or $2,005 for a house. In the latest IRS figures, 1,385 more people moved in than out.

Home value over time

$0K$100K$200K$300K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$326,509
Change in 1 year+2.2%
Overvalued %+16.2%
Show 7 more
Fair home value$280,911
Change in 5 years+25.5%
Zillow forecast, next 12 months+3.0%
Home value to income3.7×
Monthly mortgage payment (20% down)$1,770
Income needed to afford it$70,780
Property tax rate1.25%

Rent and investing

Typical rent$1,492
Typical rent for houses$2,005
Price-to-rent ratio18.2×
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HUD Fair Market Rent, 2 bedrooms$1,442
Gross rental yield5.48%
Cap rate (estimate)3.56%

Market activity

Listings vs a year ago+41.6%
Days on market43
Listings with a price cut16.6%
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Homes for sale453
Pending sales per 100 listings74
Asking price per sq ft$196

People and jobs

Median household income$87,991
Population change (1 year)+1.2%
Unemployment rate4.2%
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Population216,977
Income adjusted for cost of living$92,234
Net moves in (IRS)+1,385
Cost of living (US = 100)95.4

Schools, risk and environment

School rating (1 to 10)6.7
FEMA hazard risk score (0 to 100)77.9
Unhealthy air days a year3
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Flood risk score81.3
Wildfire risk score41.4
Walkability (1 to 20)6.4
Road, rail and air noise54 dB

Questions people ask

Is Clermont County, OH overvalued?
Home prices in Clermont County, OH are well above what local incomes have historically supported: fair value is about $280,911, so the area is 16.2% overvalued.
Is Clermont County, OH a buyer's or seller's market?
Clermont County, OH is a balanced market: homes take about 43 days to sell, listings are up 42% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Clermont County, OH?
Home values in Clermont County, OH are up 2.2% over the last year. Zillow's forecast for the next 12 months is +3.0%.
How much do you need to earn to buy a home in Clermont County, OH?
A household needs about $70,780 a year to afford the typical home in Clermont County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $87,991.

Nearby and similar counties

ZIP codes in Clermont County (open on the map)

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