Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$367,123+6.9% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 8% have cut their price
Income needed to buy, per year$79,585About 1.0× the local median income ($77,621): a stretch for a typical household
Days on market46 daysAbout the same pace as a year ago
The typical home in Holmes County, OH is worth $367,123, up 6.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $296,473, so the area is 23.8% overvalued. It is a balanced market, leaning toward sellers: homes take about 46 days to sell, listings are up 15% from a year ago, 8% of listings have had a price cut. A household needs about $79,585 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,621. In the latest IRS figures, 239 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$367,123
Change in 1 year
+6.9%
Overvalued %
+23.8%
Show 6 more
Fair home value
$296,473
Change in 5 years
+29.8%
Home value to income
4.7×
Monthly mortgage payment (20% down)
$1,990
Income needed to afford it
$79,585
Property tax rate
1.08%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,003
Market activity
Listings vs a year ago
+14.7%
Days on market
46
Listings with a price cut
8.3%
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Homes for sale
39
Pending sales per 100 listings
77
Asking price per sq ft
$178
People and jobs
Median household income
$77,621
Population change (1 year)
+0.5%
Unemployment rate
2.2%
Show 4 more
Population
44,970
Income adjusted for cost of living
$87,906
Net moves in (IRS)
−239
Cost of living (US = 100)
88.3
Schools, risk and environment
School rating (1 to 10)
8.2
FEMA hazard risk score (0 to 100)
60.4
Flood risk score
71.2
Show 3 more
Wildfire risk score
46.9
Walkability (1 to 20)
5.1
Road, rail and air noise
54 dB
Questions people ask
Is Holmes County, OH overvalued?
Home prices in Holmes County, OH are well above what local incomes have historically supported: fair value is about $296,473, so the area is 23.8% overvalued.
Is Holmes County, OH a buyer's or seller's market?
Holmes County, OH is a balanced market, leaning toward sellers: homes take about 46 days to sell, listings are up 15% from a year ago, 8% of listings have had a price cut.
Are home prices going down in Holmes County, OH?
Home values in Holmes County, OH are up 6.9% over the last year.
How much do you need to earn to buy a home in Holmes County, OH?
A household needs about $79,585 a year to afford the typical home in Holmes County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,621.