Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$411,030+1.8% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 30% have cut their price
Income needed to buy, per year$89,103About 0.7× the local median income ($119,133): affordable for a typical household
Days on market51 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.1%Zillow expects prices to rise slightly
The typical home in Union County, OH is worth $411,030, up 1.8% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $407,518, so the area is 0.9% overvalued. It is a balanced market, leaning toward buyers: homes take about 51 days to sell, listings are up 40% from a year ago, 30% of listings have had a price cut. Zillow expects prices to rise about 2.1% over the next year. A household needs about $89,103 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $119,133. Typical rent is $1,608 a month, or $2,223 for a house. In the latest IRS figures, 1,672 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$411,030
Change in 1 year
+1.8%
Overvalued %
+0.9%
Show 7 more
Fair home value
$407,518
Change in 5 years
+24.6%
Zillow forecast, next 12 months
+2.1%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$2,228
Income needed to afford it
$89,103
Property tax rate
1.14%
Rent and investing
Typical rent
$1,608
Typical rent for houses
$2,223
Price-to-rent ratio
21.3×
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HUD Fair Market Rent, 2 bedrooms
$1,607
Gross rental yield
4.69%
Cap rate (estimate)
3.05%
Market activity
Listings vs a year ago
+39.9%
Days on market
51
Listings with a price cut
30.4%
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Homes for sale
214
Pending sales per 100 listings
44
Asking price per sq ft
$226
People and jobs
Median household income
$119,133
Population change (1 year)
+2.0%
Unemployment rate
2.6%
Show 4 more
Population
73,446
Income adjusted for cost of living
$124,747
Net moves in (IRS)
+1,672
Cost of living (US = 100)
95.5
Schools, risk and environment
School rating (1 to 10)
8.9
FEMA hazard risk score (0 to 100)
32.7
Flood risk score
52.7
Show 3 more
Wildfire risk score
4.1
Walkability (1 to 20)
5.5
Road, rail and air noise
54 dB
Questions people ask
Is Union County, OH overvalued?
Home prices in Union County, OH are slightly above what local incomes have historically supported: fair value is about $407,518, so the area is 0.9% overvalued.
Is Union County, OH a buyer's or seller's market?
Union County, OH is a balanced market, leaning toward buyers: homes take about 51 days to sell, listings are up 40% from a year ago, 30% of listings have had a price cut.
Are home prices going down in Union County, OH?
Home values in Union County, OH are up 1.8% over the last year. Zillow's forecast for the next 12 months is +2.1%.
How much do you need to earn to buy a home in Union County, OH?
A household needs about $89,103 a year to afford the typical home in Union County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $119,133.