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Hancock County, OH housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$239,297+3.7% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 24% have cut their price
Income needed to buy, per year$51,875About 0.6× the local median income ($80,864): affordable for a typical household
Days on market46 daysSlower than a year ago: buyers have time to negotiate

The typical home in Hancock County, OH is worth $239,297, up 3.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $229,963, so the area is 4.1% overvalued. It is a balanced market, leaning toward sellers: homes take about 46 days to sell, listings are down 4% from a year ago, 24% of listings have had a price cut. A household needs about $51,875 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $80,864. Typical rent is $1,348 a month. In the latest IRS figures, 301 more people moved out than in.

Home value over time

$0K$50K$100K$150K$200K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$239,297
Change in 1 year+3.7%
Overvalued %+4.1%
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Fair home value$229,963
Change in 5 years+27.1%
Home value to income3.0×
Monthly mortgage payment (20% down)$1,297
Income needed to afford it$51,875
Property tax rate1.00%

Rent and investing

Typical rent$1,348
Price-to-rent ratio14.8×
HUD Fair Market Rent, 2 bedrooms$1,189
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Gross rental yield6.76%
Cap rate (estimate)4.39%

Market activity

Listings vs a year ago−4.1%
Days on market46
Listings with a price cut24.0%
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Homes for sale140
Pending sales per 100 listings51
Asking price per sq ft$165

People and jobs

Median household income$80,864
Population change (1 year)+0.4%
Unemployment rate3.1%
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Population75,034
Income adjusted for cost of living$91,579
Net moves in (IRS)−301
Cost of living (US = 100)88.3

Schools, risk and environment

School rating (1 to 10)6.9
FEMA hazard risk score (0 to 100)54.1
Flood risk score65.4
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Wildfire risk score1.9
Walkability (1 to 20)7.0
Road, rail and air noise52 dB

Questions people ask

Is Hancock County, OH overvalued?
Home prices in Hancock County, OH are slightly above what local incomes have historically supported: fair value is about $229,963, so the area is 4.1% overvalued.
Is Hancock County, OH a buyer's or seller's market?
Hancock County, OH is a balanced market, leaning toward sellers: homes take about 46 days to sell, listings are down 4% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Hancock County, OH?
Home values in Hancock County, OH are up 3.7% over the last year.
How much do you need to earn to buy a home in Hancock County, OH?
A household needs about $51,875 a year to afford the typical home in Hancock County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $80,864.

Nearby and similar counties

ZIP codes in Hancock County (open on the map)

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