Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$235,943+7.3% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 26% have cut their price
Income needed to buy, per year$51,148About 0.7× the local median income ($71,966): affordable for a typical household
Days on market42 daysFaster than a year ago: sellers have the edge
The typical home in Preble County, OH is worth $235,943, up 7.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $201,430, so the area is 17.1% overvalued. It is a balanced market, leaning toward sellers: homes take about 42 days to sell, listings are up 10% from a year ago, 26% of listings have had a price cut. A household needs about $51,148 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,966. In the latest IRS figures, 123 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$235,943
Change in 1 year
+7.3%
Overvalued %
+17.1%
Show 6 more
Fair home value
$201,430
Change in 5 years
+37.8%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,279
Income needed to afford it
$51,148
Property tax rate
1.04%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,003
Market activity
Listings vs a year ago
+10.0%
Days on market
42
Listings with a price cut
26.0%
Show 3 more
Homes for sale
88
Pending sales per 100 listings
58
Asking price per sq ft
$189
People and jobs
Median household income
$71,966
Population change (1 year)
−0.1%
Unemployment rate
3.2%
Show 4 more
Population
40,664
Income adjusted for cost of living
$81,502
Net moves in (IRS)
+123
Cost of living (US = 100)
88.3
Schools, risk and environment
School rating (1 to 10)
6.1
FEMA hazard risk score (0 to 100)
43.3
Unhealthy air days a year
2
Show 4 more
Flood risk score
51.4
Wildfire risk score
13.6
Walkability (1 to 20)
5.2
Road, rail and air noise
53 dB
Questions people ask
Is Preble County, OH overvalued?
Home prices in Preble County, OH are well above what local incomes have historically supported: fair value is about $201,430, so the area is 17.1% overvalued.
Is Preble County, OH a buyer's or seller's market?
Preble County, OH is a balanced market, leaning toward sellers: homes take about 42 days to sell, listings are up 10% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Preble County, OH?
Home values in Preble County, OH are up 7.3% over the last year.
How much do you need to earn to buy a home in Preble County, OH?
A household needs about $51,148 a year to afford the typical home in Preble County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,966.