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Ashland County, OH housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$244,608+4.3% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 20% have cut their price
Income needed to buy, per year$53,026About 0.7× the local median income ($73,005): affordable for a typical household
Days on market33 daysFaster than a year ago: sellers have the edge

The typical home in Ashland County, OH is worth $244,608, up 4.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $208,862, so the area is 17.1% overvalued. It is a seller's market: homes take about 33 days to sell, listings are down 7% from a year ago, 20% of listings have had a price cut. A household needs about $53,026 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,005. Typical rent is $962 a month. In the latest IRS figures, 99 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$244,608
Change in 1 year+4.3%
Overvalued %+17.1%
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Fair home value$208,862
Change in 5 years+36.4%
Home value to income3.4×
Monthly mortgage payment (20% down)$1,326
Income needed to afford it$53,026
Property tax rate0.99%

Rent and investing

Typical rent$962
Price-to-rent ratio21.2×
HUD Fair Market Rent, 2 bedrooms$1,003
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Gross rental yield4.72%
Cap rate (estimate)3.07%

Market activity

Listings vs a year ago−7.2%
Days on market33
Listings with a price cut19.6%
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Homes for sale77
Pending sales per 100 listings81
Asking price per sq ft$167

People and jobs

Median household income$73,005
Population change (1 year)+0.2%
Unemployment rate3.6%
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Population52,523
Income adjusted for cost of living$82,678
Net moves in (IRS)+99
Cost of living (US = 100)88.3

Schools, risk and environment

School rating (1 to 10)7.0
FEMA hazard risk score (0 to 100)46.3
Flood risk score60.2
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Wildfire risk score30.0
Walkability (1 to 20)6.1
Road, rail and air noise53 dB

Questions people ask

Is Ashland County, OH overvalued?
Home prices in Ashland County, OH are well above what local incomes have historically supported: fair value is about $208,862, so the area is 17.1% overvalued.
Is Ashland County, OH a buyer's or seller's market?
Ashland County, OH is a seller's market: homes take about 33 days to sell, listings are down 7% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Ashland County, OH?
Home values in Ashland County, OH are up 4.3% over the last year.
How much do you need to earn to buy a home in Ashland County, OH?
A household needs about $53,026 a year to afford the typical home in Ashland County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,005.

Nearby and similar counties

ZIP codes in Ashland County (open on the map)

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