Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$167,065+3.8% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 18% have cut their price
Income needed to buy, per year$36,216About 0.6× the local median income ($62,931): affordable for a typical household
Days on market59 daysSlower than a year ago: buyers have time to negotiate
The typical home in Guernsey County, OH is worth $167,065, up 3.8% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $163,470, so the area is 2.2% overvalued. It is a seller's market: homes take about 59 days to sell, listings are down 21% from a year ago, 18% of listings have had a price cut. A household needs about $36,216 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,931. Typical rent is $1,350 a month. In the latest IRS figures, 216 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$167,065
Change in 1 year
+3.8%
Overvalued %
+2.2%
Show 6 more
Fair home value
$163,470
Change in 5 years
+19.5%
Home value to income
2.7×
Monthly mortgage payment (20% down)
$905
Income needed to afford it
$36,216
Property tax rate
1.01%
Rent and investing
Typical rent
$1,350
Price-to-rent ratio
10.3×
HUD Fair Market Rent, 2 bedrooms
$1,003
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Gross rental yield
9.70%
Cap rate (estimate)
6.30%
Market activity
Listings vs a year ago
−20.8%
Days on market
59
Listings with a price cut
18.1%
Show 3 more
Homes for sale
76
Pending sales per 100 listings
49
Asking price per sq ft
$132
People and jobs
Median household income
$62,931
Population change (1 year)
+0.1%
Unemployment rate
5.2%
Show 4 more
Population
38,379
Income adjusted for cost of living
$71,270
Net moves in (IRS)
+216
Cost of living (US = 100)
88.3
Schools, risk and environment
School rating (1 to 10)
4.1
FEMA hazard risk score (0 to 100)
37.5
Flood risk score
58.9
Show 3 more
Wildfire risk score
31.1
Walkability (1 to 20)
5.6
Road, rail and air noise
54 dB
Questions people ask
Is Guernsey County, OH overvalued?
Home prices in Guernsey County, OH are slightly above what local incomes have historically supported: fair value is about $163,470, so the area is 2.2% overvalued.
Is Guernsey County, OH a buyer's or seller's market?
Guernsey County, OH is a seller's market: homes take about 59 days to sell, listings are down 21% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Guernsey County, OH?
Home values in Guernsey County, OH are up 3.8% over the last year.
How much do you need to earn to buy a home in Guernsey County, OH?
A household needs about $36,216 a year to afford the typical home in Guernsey County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,931.