Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$164,933+6.9% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$35,754About 0.5× the local median income ($68,923): affordable for a typical household
Days on market38 daysFaster than a year ago: sellers have the edge
The typical home in Paulding County, OH is worth $164,933, up 6.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $142,239, so the area is 16.0% overvalued. It is a balanced market: homes take about 38 days to sell, listings are up 38% from a year ago, 18% of listings have had a price cut. A household needs about $35,754 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,923. In the latest IRS figures, 70 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$164,933
Change in 1 year
+6.9%
Overvalued %
+16.0%
Show 6 more
Fair home value
$142,239
Change in 5 years
+29.0%
Home value to income
2.4×
Monthly mortgage payment (20% down)
$894
Income needed to afford it
$35,754
Property tax rate
1.03%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,003
Market activity
Listings vs a year ago
+38.2%
Days on market
38
Listings with a price cut
17.8%
Show 3 more
Homes for sale
47
Pending sales per 100 listings
36
Asking price per sq ft
$128
People and jobs
Median household income
$68,923
Population change (1 year)
−0.2%
Unemployment rate
3.6%
Show 4 more
Population
18,727
Income adjusted for cost of living
$78,055
Net moves in (IRS)
−70
Cost of living (US = 100)
88.3
Schools, risk and environment
School rating (1 to 10)
7.9
FEMA hazard risk score (0 to 100)
21.2
Flood risk score
39.2
Show 3 more
Wildfire risk score
4.4
Walkability (1 to 20)
5.4
Road, rail and air noise
53 dB
Questions people ask
Is Paulding County, OH overvalued?
Home prices in Paulding County, OH are well above what local incomes have historically supported: fair value is about $142,239, so the area is 16.0% overvalued.
Is Paulding County, OH a buyer's or seller's market?
Paulding County, OH is a balanced market: homes take about 38 days to sell, listings are up 38% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Paulding County, OH?
Home values in Paulding County, OH are up 6.9% over the last year.
How much do you need to earn to buy a home in Paulding County, OH?
A household needs about $35,754 a year to afford the typical home in Paulding County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,923.