Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$173,158+7.5% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$37,537About 0.7× the local median income ($54,723): affordable for a typical household
Days on market62 daysAbout the same pace as a year ago
The typical home in Gallia County, OH is worth $173,158, up 7.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $154,365, so the area is 12.2% overvalued. It is a balanced market, leaning toward buyers: homes take about 62 days to sell, listings are up 54% from a year ago, 22% of listings have had a price cut. A household needs about $37,537 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,723. In the latest IRS figures, 66 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$173,158
Change in 1 year
+7.5%
Overvalued %
+12.2%
Show 6 more
Fair home value
$154,365
Change in 5 years
+26.6%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$938
Income needed to afford it
$37,537
Property tax rate
0.91%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,003
Market activity
Listings vs a year ago
+53.7%
Days on market
62
Listings with a price cut
22.0%
Show 3 more
Homes for sale
63
Pending sales per 100 listings
35
Asking price per sq ft
$147
People and jobs
Median household income
$54,723
Population change (1 year)
+0.4%
Unemployment rate
3.5%
Show 4 more
Population
29,072
Income adjusted for cost of living
$61,974
Net moves in (IRS)
−66
Cost of living (US = 100)
88.3
Schools, risk and environment
School rating (1 to 10)
4.8
FEMA hazard risk score (0 to 100)
48.3
Flood risk score
67.6
Show 3 more
Wildfire risk score
34.8
Walkability (1 to 20)
4.7
Road, rail and air noise
54 dB
Questions people ask
Is Gallia County, OH overvalued?
Home prices in Gallia County, OH are well above what local incomes have historically supported: fair value is about $154,365, so the area is 12.2% overvalued.
Is Gallia County, OH a buyer's or seller's market?
Gallia County, OH is a balanced market, leaning toward buyers: homes take about 62 days to sell, listings are up 54% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Gallia County, OH?
Home values in Gallia County, OH are up 7.5% over the last year.
How much do you need to earn to buy a home in Gallia County, OH?
A household needs about $37,537 a year to afford the typical home in Gallia County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,723.