Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$176,069+4.6% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$38,168About 0.6× the local median income ($63,774): affordable for a typical household
Days on market41 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.2%Zillow expects prices to rise slightly
The typical home in Lucas County, OH is worth $176,069, up 4.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $150,861, so the area is 16.7% overvalued. It is a balanced market, leaning toward sellers: homes take about 41 days to sell, listings are up 15% from a year ago, 18% of listings have had a price cut. Zillow expects prices to rise about 3.2% over the next year. A household needs about $38,168 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,774. Typical rent is $1,198 a month, or $1,278 for a house. In the latest IRS figures, 1,748 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$176,069
Change in 1 year
+4.6%
Overvalued %
+16.7%
Show 7 more
Fair home value
$150,861
Change in 5 years
+32.0%
Zillow forecast, next 12 months
+3.2%
Home value to income
2.8×
Monthly mortgage payment (20% down)
$954
Income needed to afford it
$38,168
Property tax rate
1.69%
Rent and investing
Typical rent
$1,198
Typical rent for houses
$1,278
Price-to-rent ratio
12.2×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,145
Gross rental yield
8.17%
Cap rate (estimate)
5.31%
Market activity
Listings vs a year ago
+15.4%
Days on market
41
Listings with a price cut
18.4%
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Homes for sale
1,018
Pending sales per 100 listings
49
Asking price per sq ft
$133
People and jobs
Median household income
$63,774
Population change (1 year)
−0.2%
Unemployment rate
6.3%
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Population
423,347
Income adjusted for cost of living
$69,698
Net moves in (IRS)
−1,748
Cost of living (US = 100)
91.5
Schools, risk and environment
School rating (1 to 10)
4.1
FEMA hazard risk score (0 to 100)
92.4
Unhealthy air days a year
9
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Flood risk score
95.4
Wildfire risk score
36.5
Walkability (1 to 20)
11.2
Road, rail and air noise
53 dB
Questions people ask
Is Lucas County, OH overvalued?
Home prices in Lucas County, OH are well above what local incomes have historically supported: fair value is about $150,861, so the area is 16.7% overvalued.
Is Lucas County, OH a buyer's or seller's market?
Lucas County, OH is a balanced market, leaning toward sellers: homes take about 41 days to sell, listings are up 15% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Lucas County, OH?
Home values in Lucas County, OH are up 4.6% over the last year. Zillow's forecast for the next 12 months is +3.2%.
How much do you need to earn to buy a home in Lucas County, OH?
A household needs about $38,168 a year to afford the typical home in Lucas County, OH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,774.