South Carolina housing market
Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$304,319+0.9% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$65,970About 0.9× the local median income ($72,507): affordable for a typical household
Days on market70 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.1%Zillow expects prices to rise slightly
The typical home in South Carolina is worth $304,319, up 0.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $289,743, so the area is 5.0% overvalued. It is a balanced market, leaning toward buyers: homes take about 70 days to sell, listings are up 10% from a year ago, 22% of listings have had a price cut. Zillow expects prices to rise about 1.1% over the next year. A household needs about $65,970 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,507. In the latest IRS figures, 59,110 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
| Typical home value | $304,319 |
| Change in 1 year | +0.9% |
| Overvalued % | +5.0% |
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| Fair home value | $289,743 |
| Change in 5 years | +23.7% |
| Zillow forecast, next 12 months | +1.1% |
| Home value to income | 4.2× |
| Monthly mortgage payment (20% down) | $1,649 |
| Income needed to afford it | $65,970 |
| Property tax rate | 0.48% |
Rent and investing
| HUD Fair Market Rent, 2 bedrooms | $1,395 |
Market activity
| Listings vs a year ago | +10.0% |
| Days on market | 70 |
| Listings with a price cut | 22.5% |
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| Homes for sale | 29,555 |
| Pending sales per 100 listings | 34 |
| Asking price per sq ft | $199 |
People and jobs
| Median household income | $72,507 |
| Population change (1 year) | +1.5% |
| Unemployment rate | 4.9% |
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| Population | 5,570,274 |
| Income adjusted for cost of living | $77,382 |
| Net moves in (IRS) | +59,110 |
| Cost of living (US = 100) | 93.7 |
Schools, risk and environment
| FEMA hazard risk score (0 to 100) | 87.4 |
| Unhealthy air days a year | 1 |
| Flood risk score | 84.6 |
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| Wildfire risk score | 71.2 |
| Walkability (1 to 20) | 7.1 |
| Road, rail and air noise | 53 dB |
Questions people ask
- Is South Carolina overvalued?
- Home prices in South Carolina are slightly above what local incomes have historically supported: fair value is about $289,743, so the area is 5.0% overvalued.
- Is South Carolina a buyer's or seller's market?
- South Carolina is a balanced market, leaning toward buyers: homes take about 70 days to sell, listings are up 10% from a year ago, 22% of listings have had a price cut.
- Are home prices going down in South Carolina?
- Home values in South Carolina are up 0.9% over the last year. Zillow's forecast for the next 12 months is +1.1%.
- How much do you need to earn to buy a home in South Carolina?
- A household needs about $65,970 a year to afford the typical home in South Carolina at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,507.
Metro areas
Charlotte-Concord-Gastonia, NC-SCGreenville-Anderson-Greer, SCCharleston-North Charleston, SCColumbia, SCAugusta-Richmond County, GA-SCMyrtle Beach-Conway-North Myrtle Beach, SCSpartanburg, SCHilton Head Island-Bluffton-Port Royal, SCFlorence, SCSumter, SC
Counties
Abbeville CountyAiken CountyAllendale CountyAnderson CountyBamberg CountyBarnwell CountyBeaufort CountyBerkeley CountyCalhoun CountyCharleston CountyCherokee CountyChester CountyChesterfield CountyClarendon CountyColleton CountyDarlington CountyDillon CountyDorchester CountyEdgefield CountyFairfield CountyFlorence CountyGeorgetown CountyGreenville CountyGreenwood CountyHampton CountyHorry CountyJasper CountyKershaw CountyLancaster CountyLaurens CountyLee CountyLexington CountyMarion CountyMarlboro CountyMcCormick CountyNewberry CountyOconee CountyOrangeburg CountyPickens CountyRichland CountySaluda CountySpartanburg CountySumter CountyUnion CountyWilliamsburg CountyYork County