Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$200,155+0.9% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$43,389About 0.8× the local median income ($57,234): affordable for a typical household
Days on market67 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.7%Zillow expects prices to rise slightly
The typical home in Sumter, SC is worth $200,155, up 0.9% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $206,295, so the area is 3.0% undervalued. It is a balanced market, leaning toward buyers: homes take about 67 days to sell, listings are up 15% from a year ago, 19% of listings have had a price cut. Zillow expects prices to rise about 1.7% over the next year. A household needs about $43,389 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,234. Typical rent is $1,467 a month, or $1,612 for a house. In the latest IRS figures, 351 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$200,155
Change in 1 year
+0.9%
Overvalued %
−3.0%
Show 7 more
Fair home value
$206,295
Change in 5 years
+13.8%
Zillow forecast, next 12 months
+1.7%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$1,085
Income needed to afford it
$43,389
Property tax rate
0.53%
Rent and investing
Typical rent
$1,467
Typical rent for houses
$1,612
Price-to-rent ratio
11.4×
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HUD Fair Market Rent, 2 bedrooms
$1,338
Gross rental yield
8.80%
Cap rate (estimate)
5.72%
Market activity
Listings vs a year ago
+14.8%
Days on market
67
Listings with a price cut
18.7%
Show 3 more
Homes for sale
441
Pending sales per 100 listings
30
Asking price per sq ft
$136
People and jobs
Median household income
$57,234
Population change (1 year)
+0.3%
Unemployment rate
6.9%
Show 4 more
Population
105,067
Income adjusted for cost of living
$65,039
Net moves in (IRS)
+351
Cost of living (US = 100)
88.0
Schools, risk and environment
School rating (1 to 10)
2.9
FEMA hazard risk score (0 to 100)
81.7
Flood risk score
76.3
Show 3 more
Wildfire risk score
79.0
Walkability (1 to 20)
6.2
Road, rail and air noise
54 dB
Questions people ask
Is Sumter, SC overvalued?
Home prices in Sumter, SC are slightly below what local incomes have historically supported: fair value is about $206,295, so the area is 3.0% undervalued.
Is Sumter, SC a buyer's or seller's market?
Sumter, SC is a balanced market, leaning toward buyers: homes take about 67 days to sell, listings are up 15% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Sumter, SC?
Home values in Sumter, SC are up 0.9% over the last year. Zillow's forecast for the next 12 months is +1.7%.
How much do you need to earn to buy a home in Sumter, SC?
A household needs about $43,389 a year to afford the typical home in Sumter, SC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,234.