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Kershaw County, SC housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$259,885+3.3% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 26% have cut their price
Income needed to buy, per year$56,338About 0.8× the local median income ($73,494): affordable for a typical household
Days on market70 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+0.8%Zillow expects prices to rise slightly

The typical home in Kershaw County, SC is worth $259,885, up 3.3% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $254,905, so the area is 2.0% overvalued. It is a buyer's market: homes take about 70 days to sell, listings are up 24% from a year ago, 26% of listings have had a price cut. Zillow expects prices to rise about 0.8% over the next year. A household needs about $56,338 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,494. Typical rent is $1,760 a month, or $2,054 for a house. In the latest IRS figures, 1,490 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K$250K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$259,885
Change in 1 year+3.3%
Overvalued %+2.0%
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Fair home value$254,905
Change in 5 years+24.1%
Zillow forecast, next 12 months+0.8%
Home value to income3.5×
Monthly mortgage payment (20% down)$1,408
Income needed to afford it$56,338
Property tax rate0.47%

Rent and investing

Typical rent$1,760
Typical rent for houses$2,054
Price-to-rent ratio12.3×
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HUD Fair Market Rent, 2 bedrooms$954
Gross rental yield8.12%
Cap rate (estimate)5.28%

Market activity

Listings vs a year ago+24.5%
Days on market70
Listings with a price cut25.7%
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Homes for sale285
Pending sales per 100 listings33
Asking price per sq ft$162

People and jobs

Median household income$73,494
Population change (1 year)+1.7%
Unemployment rate4.8%
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Population73,166
Income adjusted for cost of living$78,435
Net moves in (IRS)+1,490
Cost of living (US = 100)93.7

Schools, risk and environment

School rating (1 to 10)5.6
FEMA hazard risk score (0 to 100)66.7
Flood risk score64.4
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Wildfire risk score69.7
Walkability (1 to 20)5.0
Road, rail and air noise54 dB

Questions people ask

Is Kershaw County, SC overvalued?
Home prices in Kershaw County, SC are slightly above what local incomes have historically supported: fair value is about $254,905, so the area is 2.0% overvalued.
Is Kershaw County, SC a buyer's or seller's market?
Kershaw County, SC is a buyer's market: homes take about 70 days to sell, listings are up 24% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Kershaw County, SC?
Home values in Kershaw County, SC are up 3.3% over the last year. Zillow's forecast for the next 12 months is +0.8%.
How much do you need to earn to buy a home in Kershaw County, SC?
A household needs about $56,338 a year to afford the typical home in Kershaw County, SC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,494.

Nearby and similar counties

ZIP codes in Kershaw County (open on the map)

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