Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$241,261+0.8% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$52,300About 0.8× the local median income ($66,644): affordable for a typical household
Days on market56 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+0.8%Zillow expects prices to rise slightly
The typical home in Richland County, SC is worth $241,261, up 0.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $218,169, so the area is 10.6% overvalued. It is a balanced market, leaning toward buyers: homes take about 56 days to sell, listings are up 34% from a year ago, 24% of listings have had a price cut. Zillow expects prices to rise about 0.8% over the next year. A household needs about $52,300 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,644. Typical rent is $1,517 a month, or $1,771 for a house. In the latest IRS figures, 943 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$241,261
Change in 1 year
+0.8%
Overvalued %
+10.6%
Show 7 more
Fair home value
$218,169
Change in 5 years
+26.8%
Zillow forecast, next 12 months
+0.8%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,308
Income needed to afford it
$52,300
Property tax rate
0.67%
Rent and investing
Typical rent
$1,517
Typical rent for houses
$1,771
Price-to-rent ratio
13.3×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,226
Gross rental yield
7.54%
Cap rate (estimate)
4.90%
Market activity
Listings vs a year ago
+33.8%
Days on market
56
Listings with a price cut
23.6%
Show 3 more
Homes for sale
1,766
Pending sales per 100 listings
43
Asking price per sq ft
$150
People and jobs
Median household income
$66,644
Population change (1 year)
+1.0%
Unemployment rate
6.5%
Show 4 more
Population
434,956
Income adjusted for cost of living
$71,125
Net moves in (IRS)
+943
Cost of living (US = 100)
93.7
Schools, risk and environment
School rating (1 to 10)
5.5
FEMA hazard risk score (0 to 100)
93.1
Unhealthy air days a year
0
Show 4 more
Flood risk score
94.6
Wildfire risk score
69.7
Walkability (1 to 20)
9.4
Road, rail and air noise
54 dB
Questions people ask
Is Richland County, SC overvalued?
Home prices in Richland County, SC are well above what local incomes have historically supported: fair value is about $218,169, so the area is 10.6% overvalued.
Is Richland County, SC a buyer's or seller's market?
Richland County, SC is a balanced market, leaning toward buyers: homes take about 56 days to sell, listings are up 34% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Richland County, SC?
Home values in Richland County, SC are up 0.8% over the last year. Zillow's forecast for the next 12 months is +0.8%.
How much do you need to earn to buy a home in Richland County, SC?
A household needs about $52,300 a year to afford the typical home in Richland County, SC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,644.