Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$194,708+3.8% YoY · prices are rising fast
Market right nowBalanced marketFewer homes for sale than last year, 22% have cut their price
Income needed to buy, per year$42,209About 0.8× the local median income ($54,536): affordable for a typical household
Days on market93 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+0.8%Zillow expects prices to rise slightly
The typical home in Fairfield County, SC is worth $194,708, up 3.8% from a year ago. That is well below what local incomes have historically supported: fair value is about $270,388, so the area is 28.0% undervalued. It is a balanced market: homes take about 93 days to sell, listings are down 12% from a year ago, 22% of listings have had a price cut. Zillow expects prices to rise about 0.8% over the next year. A household needs about $42,209 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,536. In the latest IRS figures, 99 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$194,708
Change in 1 year
+3.8%
Overvalued %
−28.0%
Show 7 more
Fair home value
$270,388
Change in 5 years
−15.8%
Zillow forecast, next 12 months
+0.8%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,055
Income needed to afford it
$42,209
Property tax rate
0.51%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,226
Market activity
Listings vs a year ago
−11.6%
Days on market
93
Listings with a price cut
22.0%
Show 3 more
Homes for sale
61
Pending sales per 100 listings
26
Asking price per sq ft
$211
People and jobs
Median household income
$54,536
Population change (1 year)
−0.7%
Unemployment rate
5.5%
Show 4 more
Population
20,340
Income adjusted for cost of living
$58,203
Net moves in (IRS)
+99
Cost of living (US = 100)
93.7
Schools, risk and environment
School rating (1 to 10)
4.0
FEMA hazard risk score (0 to 100)
40.8
Flood risk score
42.6
Show 3 more
Wildfire risk score
45.9
Walkability (1 to 20)
5.0
Road, rail and air noise
54 dB
Questions people ask
Is Fairfield County, SC overvalued?
Home prices in Fairfield County, SC are well below what local incomes have historically supported: fair value is about $270,388, so the area is 28.0% undervalued.
Is Fairfield County, SC a buyer's or seller's market?
Fairfield County, SC is a balanced market: homes take about 93 days to sell, listings are down 12% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Fairfield County, SC?
Home values in Fairfield County, SC are up 3.8% over the last year. Zillow's forecast for the next 12 months is +0.8%.
How much do you need to earn to buy a home in Fairfield County, SC?
A household needs about $42,209 a year to afford the typical home in Fairfield County, SC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,536.