Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$185,129+4.6% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$40,132About 0.8× the local median income ($53,144): affordable for a typical household
Days on market88 daysSlower than a year ago: buyers have time to negotiate
The typical home in Chesterfield County, SC is worth $185,129, up 4.6% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $194,222, so the area is 4.7% undervalued. It is a balanced market: homes take about 88 days to sell, listings are up 4% from a year ago, 24% of listings have had a price cut. A household needs about $40,132 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,144. In the latest IRS figures, 244 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$185,129
Change in 1 year
+4.6%
Overvalued %
−4.7%
Show 6 more
Fair home value
$194,222
Change in 5 years
+6.7%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$1,003
Income needed to afford it
$40,132
Property tax rate
0.42%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$885
Market activity
Listings vs a year ago
+4.2%
Days on market
88
Listings with a price cut
23.7%
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Homes for sale
124
Pending sales per 100 listings
26
Asking price per sq ft
$150
People and jobs
Median household income
$53,144
Population change (1 year)
+0.7%
Unemployment rate
7.5%
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Population
44,740
Income adjusted for cost of living
$61,652
Net moves in (IRS)
+244
Cost of living (US = 100)
86.2
Schools, risk and environment
School rating (1 to 10)
3.9
FEMA hazard risk score (0 to 100)
74.0
Unhealthy air days a year
1
Show 4 more
Flood risk score
65.8
Wildfire risk score
76.7
Walkability (1 to 20)
5.1
Road, rail and air noise
54 dB
Questions people ask
Is Chesterfield County, SC overvalued?
Home prices in Chesterfield County, SC are slightly below what local incomes have historically supported: fair value is about $194,222, so the area is 4.7% undervalued.
Is Chesterfield County, SC a buyer's or seller's market?
Chesterfield County, SC is a balanced market: homes take about 88 days to sell, listings are up 4% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Chesterfield County, SC?
Home values in Chesterfield County, SC are up 4.6% over the last year.
How much do you need to earn to buy a home in Chesterfield County, SC?
A household needs about $40,132 a year to afford the typical home in Chesterfield County, SC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,144.