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Georgetown County, SC housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$387,236+0.1% YoY · prices are flat
Market right nowBalanced marketMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$83,945About 1.2× the local median income ($67,196): a stretch for a typical household
Days on market80 daysAbout the same pace as a year ago

The typical home in Georgetown County, SC is worth $387,236, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $359,060, so the area is 7.8% overvalued. It is a balanced market: homes take about 80 days to sell, listings are up 4% from a year ago, 19% of listings have had a price cut. A household needs about $83,945 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,196. Typical rent is $1,793 a month. In the latest IRS figures, 877 more people moved in than out.

Home value over time

$0K$100K$200K$300K$400K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$387,236
Change in 1 year+0.1%
Overvalued %+7.8%
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Fair home value$359,060
Change in 5 years+28.0%
Home value to income5.8×
Monthly mortgage payment (20% down)$2,099
Income needed to afford it$83,945
Property tax rate0.41%

Rent and investing

Typical rent$1,793
Price-to-rent ratio18.0×
HUD Fair Market Rent, 2 bedrooms$1,158
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Gross rental yield5.56%
Cap rate (estimate)3.61%

Market activity

Listings vs a year ago+4.3%
Days on market80
Listings with a price cut18.9%
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Homes for sale564
Pending sales per 100 listings30
Asking price per sq ft$279

People and jobs

Median household income$67,196
Population change (1 year)−0.3%
Unemployment rate4.4%
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Population65,912
Income adjusted for cost of living$77,954
Net moves in (IRS)+877
Cost of living (US = 100)86.2

Schools, risk and environment

School rating (1 to 10)4.5
FEMA hazard risk score (0 to 100)92.5
Unhealthy air days a year0
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Flood risk score86.4
Wildfire risk score91.3
Walkability (1 to 20)6.3
Road, rail and air noise53 dB

Questions people ask

Is Georgetown County, SC overvalued?
Home prices in Georgetown County, SC are slightly above what local incomes have historically supported: fair value is about $359,060, so the area is 7.8% overvalued.
Is Georgetown County, SC a buyer's or seller's market?
Georgetown County, SC is a balanced market: homes take about 80 days to sell, listings are up 4% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Georgetown County, SC?
Home values in Georgetown County, SC are up 0.1% over the last year.
How much do you need to earn to buy a home in Georgetown County, SC?
A household needs about $83,945 a year to afford the typical home in Georgetown County, SC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,196.

Nearby and similar counties

ZIP codes in Georgetown County (open on the map)

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