Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$316,274+4.2% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$68,562About 1.1× the local median income ($62,222): a stretch for a typical household
Days on market85 daysFaster than a year ago: sellers have the edge
The typical home in McCormick County, SC is worth $316,274, up 4.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $284,029, so the area is 11.4% overvalued. It is a balanced market, leaning toward buyers: homes take about 85 days to sell, listings are up 26% from a year ago, 16% of listings have had a price cut. A household needs about $68,562 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,222. In the latest IRS figures, 228 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$316,274
Change in 1 year
+4.2%
Overvalued %
+11.4%
Show 6 more
Fair home value
$284,029
Change in 5 years
+38.5%
Home value to income
5.1×
Monthly mortgage payment (20% down)
$1,714
Income needed to afford it
$68,562
Property tax rate
0.56%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$885
Market activity
Listings vs a year ago
+26.5%
Days on market
85
Listings with a price cut
16.0%
Show 3 more
Homes for sale
124
Pending sales per 100 listings
16
Asking price per sq ft
$204
People and jobs
Median household income
$62,222
Population change (1 year)
+2.4%
Unemployment rate
4.4%
Show 4 more
Population
10,215
Income adjusted for cost of living
$72,183
Net moves in (IRS)
+228
Cost of living (US = 100)
86.2
Schools, risk and environment
School rating (1 to 10)
1.7
FEMA hazard risk score (0 to 100)
9.5
Flood risk score
16.8
Show 3 more
Wildfire risk score
34.8
Walkability (1 to 20)
4.6
Road, rail and air noise
53 dB
Questions people ask
Is McCormick County, SC overvalued?
Home prices in McCormick County, SC are well above what local incomes have historically supported: fair value is about $284,029, so the area is 11.4% overvalued.
Is McCormick County, SC a buyer's or seller's market?
McCormick County, SC is a balanced market, leaning toward buyers: homes take about 85 days to sell, listings are up 26% from a year ago, 16% of listings have had a price cut.
Are home prices going down in McCormick County, SC?
Home values in McCormick County, SC are up 4.2% over the last year.
How much do you need to earn to buy a home in McCormick County, SC?
A household needs about $68,562 a year to afford the typical home in McCormick County, SC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,222.